Katihar Bazar is a commercial area in Katihar district, Bihar (PIN 854105). This branch serves retail and agricultural customers in and around Katihar. For electronic fund transfers—NEFT, RTGS and IMPS—the IFSC code is essential. It identifies the bank and the exact branch. Using the correct IFSC ensures money reaches the intended account without delay or return charges.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Katihar Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100848 |
| Branch Address | Katihar Bazar, KATIHAR, 854105, 9297954193 |
| Contact Number | 9297954193 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854105 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been combined under the sponsor bank, Punjab National Bank. All operations now use the single IFSC code PUNB0MBGB06 assigned to Bihar Gramin Bank under Punjab National Bank’s routing. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any NEFT, RTGS or IMPS transaction, use only the new IFSC. Transactions attempted with revoked codes will fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It has three parts:
- First 4 characters — bank identifier. Example: PUNB for Punjab National Bank.
- Fifth character — always the number 0. It is reserved for future use.
- Last 6 characters — branch identifier. Example: MBGB06 in PUNB0MBGB06 identifies the Bihar Gramin Bank Katihar Bazar branch under PNB routing.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking app or mobile banking portal.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are used for different value ranges—check your bank limits.)
- Enter beneficiary name exactly as on the account.
- Enter the beneficiary account number.
- Enter the IFSC code: PUNB0MBGB06. Double-check every character; one wrong character can misroute the payment.
- Enter the amount and purpose. For large transfers, consider a small test transfer first (₹100–₹500) to confirm details.
- Authorize the transaction with OTP or transaction password as requested by your bank.
- Save the beneficiary details once the transaction succeeds for future transfers.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic transfers (NEFT, RTGS, IMPS).
- Reduces delays and avoids return charges from incorrect details.
- Makes bulk payments and payroll automation possible and reliable.
- Helps validate beneficiary details before sending large amounts.
- Required for online forms and for adding beneficiaries in banking apps.
Contact
Branch Phone: 9297954193
Branch Address: Katihar Bazar, KATIHAR, 854105
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I still use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions to this branch.
Q: Where else can I find the IFSC on bank documents?
A: IFSC appears on the cheque leaf, the passbook, account opening documents, and the bank’s welcome letter. Banks also display it at the branch counter.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different branch and the account number does not exist there, the transfer will be returned. If the wrong IFSC happens to match another valid branch with that account number, the funds may go to the wrong account. Always verify both IFSC and account number.
Q: Which transfer method should I choose—NEFT, RTGS or IMPS?
A: Use IMPS for immediate small-value transfers any time. Use NEFT for routine transfers. Use RTGS for high-value, urgent transfers. Check your bank for exact value limits and availability.
Q: How can I verify the IFSC before making a large payment?
A: Call the branch at 9297954193 and confirm the IFSC and branch code. Check your cheque leaf or passbook. For large payments, send a small test amount first and reconfirm beneficiary details.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.