Bihar Gramin Bank Salmari IFSC Code

Bihar Gramin Bank Salmari IFSC Code

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Salmari is a village branch of Bihar Gramin Bank located in Katihar district, Bihar (PIN 855113). The branch serves local residents and small businesses in and around Salmari. For any electronic fund transfer — NEFT, RTGS or IMPS — you need the correct IFSC code. The IFSC identifies the bank and specific branch so funds route to the right account quickly and securely.

Branch Details

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Salmari
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 100877
  • Branch Address – Salmari, KATIHAR, 855113, 9297954208
  • Contact Number – 9297954208
  • City – KATIHAR
  • District – KATIHAR
  • Reason – PURNEA
  • Pincode – 855113
  • State – Bihar

Merger Update

  • Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All merged branches now use the single IFSC PUNB0MBGB06 for electronic transfers.
  • Old UBGB IFSC codes are revoked. Do not use old UBGB or DBGB IFSC codes for NEFT/RTGS/IMPS. Only the new IFSC code PUNB0MBGB06 is valid for transactions to these branches.

What is IFSC Code?

  • IFSC stands for Indian Financial System Code. It is an 11-character code used for electronic fund transfers in India.
  • Structure: first 4 characters = bank code, 5th character = 0 (reserved), last 6 characters = branch identifier.
  • Example: PUNB0MBGB06 breaks down as:
    • PUNB = Punjab National Bank (bank code)
    • 0 = reserved character
    • MBGB06 = branch identifier (last 6 characters)
  • Use the exact 11-character IFSC when prompted by your bank or payment app.

How to Use IFSC Code for NEFT, RTGS and IMPS

  • Step 1: Open your bank’s netbanking app or mobile payment app.
  • Step 2: Choose the transfer type (NEFT, RTGS or IMPS). Use RTGS for large value and same-day priority transfers. NEFT is for standard transfers in batches. IMPS is for instant 24×7 small-value transfers.
  • Step 3: Add beneficiary details: beneficiary name, account number, and IFSC code PUNB0MBGB06.
  • Step 4: Verify bank name and branch after entering IFSC. The app usually shows the bank and branch — confirm it shows Bihar Gramin Bank / Salmari or Punjab National Bank mapping.
  • Step 5: Enter amount and purpose, then confirm the transaction with OTP or UPI PIN as required.
  • Step 6: Save the beneficiary for future transfers if you will pay this account often.

Benefits of Knowing the IFSC

  • Keeps electronic transfers accurate and fast. One wrong character can route funds to the wrong branch or fail the transfer.
  • Required field for NEFT, RTGS and IMPS. Without it, online transfers cannot be completed.
  • Helps verify beneficiary details. When you enter IFSC, the system confirms bank and branch name before you send money.
  • Useful for receiving inward transfers, salary credits, and linking accounts for auto-payments.
  • Important after bank mergers; the correct new IFSC prevents failed or reversed transactions.

Contact

  • Branch Phone – 9297954208
  • Branch Address – Salmari, KATIHAR, 855113
  • Head Office Address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll Free – 18001807777

FAQs

  • Q: Can I use an old UBGB IFSC for transfers to Salmari branch?

    A: No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transactions.

  • Q: What is the difference between NEFT, RTGS and IMPS for this branch?

    A: NEFT processes in hourly or half-hourly batches (depends on bank schedule). RTGS is for large-value transfers and works in real time during bank hours. IMPS is instant and available 24×7 for smaller amounts. Choose based on urgency and amount.

  • Q: What if I enter the wrong IFSC?

    A: If the IFSC is invalid, the transfer will usually be rejected and funds returned. If the wrong IFSC points to another valid branch, funds may go to that account and recovery will require coordination between banks. Always verify IFSC before sending.

  • Q: How do I verify the IFSC before initiating a transfer?

    A: After you enter IFSC in your bank app, the beneficiary bank and branch name typically appear. Confirm it reads Bihar Gramin Bank / Salmari or shows Punjab National Bank mapping to this branch. You can also call the branch at 9297954208 to confirm.

  • Q: Are there limits or charges for transfers to this branch?

    A: Charges and limits depend on your remitting bank and the transfer type. RTGS may have higher charges for large amounts; IMPS may have different caps. Check your bank’s fee schedule or toll-free number 18001807777 for PNB-related queries.

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