Bihar Gramin Bank Katakosh IFSC Code

Bihar Gramin Bank, Katakosh branch is located in Katakosh, Katihar district, Bihar (PIN 854113). This branch uses the IFSC code PUNB0MBGB06. IFSC codes are essential for electronic fund transfers — NEFT, RTGS and IMPS — because they tell the payment system which bank and branch should receive the money. Entering the correct IFSC with the beneficiary account number avoids failed transfers and delays.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Katakosh
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108092
Branch Address	Katakosh, KATIHAR, 854113, 9297954199
Contact Number	9297954199
City	KATIHAR
District	KATIHAR
Reason	PURNEA
Pincode	854113
State	Bihar

Merger Update

Bihar Gramin Bank now uses a unified IFSC under Punjab National Bank. Former regional sponsor banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged and their legacy IFSC codes have been revoked. For all electronic payments to this branch use the single valid IFSC: PUNB0MBGB06. Any old UBGB or DBGB IFSC entries will not be accepted for transactions.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to specific bank branches. The structure is fixed:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the Katakosh branch under the sponsoring arrangement).

So, in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s internet banking or mobile banking app, or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT and RTGS are used depending on value and bank facility.)
• Add beneficiary details: beneficiary name, account number, and IFSC code — enter PUNB0MBGB06 for Bihar Gramin Bank, Katakosh.
• Save beneficiary. Your bank may require OTP verification and a short activation/wait period for new beneficiaries.
• Initiate the transfer. Confirm amount and authenticate (OTP/transaction password). Note the transaction reference for tracking.
• Check beneficiary bank statements or transaction status to confirm credit. For IMPS, credit is immediate in most cases. NEFT/RTGS timing depends on bank processing but the correct IFSC ensures proper routing.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual routing.
• Reduces failed or returned transactions and delays in reconciliation.
• Required to register beneficiaries for online transfers and for auto-credit mandates.
• Useful for receiving salaries, vendor payments and government transfers where branch-specific routing is needed.
• Helps customer support identify branch routing details quickly when tracking disputes.

Contact

Branch phone no: 9297954199
Branch Address: Katakosh, KATIHAR, 854113
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Katakosh branch?
A: Yes. PUNB0MBGB06 is the valid IFSC to be used for electronic transfers to Bihar Gramin Bank, Katakosh. Old IFSCs from earlier sponsor arrangements (UBGB/DBGB legacy codes) have been revoked.

Q: Where can I find the IFSC on physical documents?
A: The IFSC is printed on cheque leaves and the passbook. It is also available on the bank’s branch-facing documents and can be confirmed by calling the branch number 9297954199.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the payment system may reject the transfer or route it incorrectly. Reversals take time and require intervention by both banks. Always confirm account number and IFSC before initiating a transfer.

Q: How long does a transfer take once I use the IFSC?
A: IMPS usually credits immediately. NEFT/RTGS processing times depend on the sending and receiving banks’ schedules and settlement cycles. Using the correct IFSC avoids routing delays; if a transaction is delayed, contact your bank with the transaction reference.

Q: Can IFSC codes change, and how will I know?
A: Yes, IFSC codes can change due to mergers, rekeying or restructuring. The bank will notify customers through branch notices and official communications. In merger cases, old IFSCs will be revoked and a new unified IFSC (like PUNB0MBGB06) will be issued — check with the branch or head office to confirm.