The Bihar Gramin Bank branch at Dalan is located in Katihar district, Bihar (PIN 854106). This branch serves local residents and businesses for routine banking and fund transfers. For electronic transfers—NEFT, RTGS, IMPS—the IFSC code is required to route money correctly to this branch. Using the correct IFSC prevents delays and failed transactions, and it ensures funds reach the intended account without manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dalan |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108091 |
| Branch Address | Dalan, KATIHAR, 854106, 9297954158 |
| Contact Number | 9297954158 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854106 |
| State | Bihar |
Merger Update
The IFSC PUNB0MBGB06 reflects the consolidated arrangement after regional gramin bank reorganizations. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single operational structure that now uses the IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transactions. Old UBGB and DBGB IFSC codes have been revoked. For fund transfers, use only the new IFSC PUNB0MBGB06; any older IFSC entries will cause failures or rejections.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to specific bank branches in India. The structure is fixed:
- First 4 characters: Bank identifier (e.g., PUNB = Punjab National Bank).
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier (unique to each branch).
So in PUNB0MBGB06: “PUNB” = bank, “0” = reserved, “MBGB06” = branch identifier used by the merged entity.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS, or IMPS transfers to the Dalan branch:
- Select the transfer type in your bank app or internet banking (NEFT, RTGS, IMPS).
- Add a beneficiary by entering: beneficiary name, account number, and IFSC code = PUNB0MBGB06.
- Double-check the beneficiary account number and IFSC. The last six characters of the IFSC should match the branch code on bank documents.
- Enter the transfer amount and purpose. For IMPS you will also provide the beneficiary mobile number if required.
- Confirm limits and charges shown by your bank. RTGS is typically used for higher-value transfers; IMPS is instant and available round-the-clock.
- Authenticate the transaction with OTP or token as required by your bank.
- Keep the transaction reference number until the recipient confirms receipt.
Note: Cut-off times and charges can vary. If you are unsure about limits for NEFT or RTGS, confirm with the branch or your bank’s customer service before initiating large transfers.
Benefits of Knowing the IFSC
- Prevents wrong routing of funds and reduces failed transactions.
- Needed to add beneficiaries for NEFT, RTGS, and IMPS.
- Speeds up transfers by removing manual intervention at the bank.
- Helps reconcile payments—IFSC and branch code can be matched with passbook or bank statements.
- Essential for receiving electronic credits like salaries, refunds, and online payments.
Contact
Branch Phone: 9297954158
Branch Address: Dalan, KATIHAR, 854106
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free Number: 18001807777
FAQs
Q: What IFSC should I use to send money to Bihar Gramin Bank, Dalan branch?
A: Use PUNB0MBGB06. This is the valid IFSC for electronic transfers to the Dalan branch.
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 to avoid failed transactions.
Q: How can I verify the IFSC before sending funds?
A: Verify the IFSC from the bank-provided cheque book, passbook, or by calling the branch at 9297954158. Confirm that the last six characters match the branch code printed on bank documents.
Q: My transfer failed. Could an incorrect IFSC be the reason?
A: Yes. An incorrect IFSC can route the transfer to the wrong branch or cause rejection. Check the IFSC and account number, then retry or contact the sending bank for reversal or trace.
Q: Which transfer method is fastest to this branch?
A: IMPS is instant and works 24×7 for small-to-medium amounts. NEFT is widely used and available across most banks; RTGS is suitable for large-value transfers. Confirm availability and any limits with your bank.
Q: Where can I get help if I face issues?
A: Call the branch at 9297954158 or the head office/toll-free number 18001807777 for assistance. Provide transaction reference numbers and timestamps when requesting help.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.