The Bihar Gramin Bank branch at Barsoi Bazar is located in Katihar district of Bihar (Pincode 855102). This branch handles local, retail, and agricultural banking needs for residents of Barsoi Bazar and nearby villages. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch in the RBI-operated payment systems and ensures your money reaches the intended account without delay or return.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Barsoi Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100838 |
| Branch Address | Barsoi Bazar, KATIHAR, 855102, 9297954180 |
| Contact Number | 9297954180 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 855102 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, both former banks now operate under a single IFSC code for this branch: PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions you must use the new PNB IFSC PUNB0MBGB06. Transactions sent using revoked IFSCs may fail or be returned, causing delays.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a specific bank branch in electronic payment systems. The structure is:
- First 4 characters: Bank code (example: PUNB = Punjab National Bank).
- 5th character: Always the number 0 (reserved for future use).
- Last 6 characters: Branch identifier (example: MBGB06 for this branch, making the full code PUNB0MBGB06).
How to Use IFSC Code
Use the IFSC when adding or selecting a beneficiary for NEFT, RTGS or IMPS. Follow these steps:
- Open your bank’s netbanking portal or mobile app and go to “Funds Transfer” or “Manage Beneficiary”.
- Select transfer type: IMPS (instant, 24×7, low-value), NEFT (batch settlements, widely used) or RTGS (for large-value real-time gross settlement).
- Enter beneficiary name and account number exactly as given by recipient.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Barsoi Bazar branch.
- Fill amount and purpose. For RTGS check your bank’s minimum amount (RTGS is used for high-value transfers).
- Confirm details and authenticate (OTP / transaction password). Double-check IFSC and account number before final confirmation.
- Keep the transaction reference number or receipt for tracking.
Benefits of Knowing IFSC
- Ensures funds reach the exact branch and account without manual routing.
- Prevents transfer failures or returns caused by wrong branch identification.
- Saves time when adding beneficiaries in netbanking or mobile apps.
- Needed for online payments, salaries, vendor payments and receiving remittances.
- Helps correlate MICR and branch code for cheque processing and reconciliation.
Contact
Branch Phone: 9297954180
Branch Address: Barsoi Bazar, KATIHAR, 855102
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
- Q: I have an old UBGB IFSC code. Can I still use it?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.
- Q: What happens if I enter a wrong IFSC but correct account number?
A: In many cases the banking system routes by the IFSC to the branch. If IFSC and account number belong to different branches, the transfer may fail or be returned. Always verify both fields.
- Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers (11 characters). MICR is a 9-digit code used by banks for cheque processing and clearing.
- Q: Can I use IMPS to transfer funds to this branch?
A: Yes. IMPS is available for instant transfers 24×7. When adding the beneficiary, enter IFSC PUNB0MBGB06 and the correct account number.
- Q: How do I confirm the branch details before sending money?
A: Confirm the beneficiary’s name, account number, IFSC and branch address directly with the recipient or by calling the branch at 9297954180. Save the transaction reference after transfer to track any issue.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.