Azamnagar is a branch location in Katihar district, Bihar (PIN 855113). For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC identifies the bank and the specific branch so funds route to the right account without delay or reversal. Using a wrong IFSC can cause failed transfers, longer settlement times or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Azamnagar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108149 |
| Branch Address | Azamnagar, KATIHAR, 855113, 9297954210 |
| Contact Number | 9297954210 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 855113 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single structure under Punjab National Bank. As part of that consolidation the unified IFSC PUNB0MBGB06 is now used for transactions. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid. Always use PUNB0MBGB06 for NEFT, RTGS and IMPS to or from the Azamnagar branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Reserved and always 0.
- Last 6 characters: Branch identifier (alphanumeric). In this case: MBGB06.
So PUNB0MBGB06 decodes as Punjab National Bank, reserved zero, branch code MBGB06 (Azamnagar / merged Bihar Gramin Bank branch).
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s netbanking, mobile app or visit the branch. Choose the transfer type (NEFT/RTGS/IMPS).
- Enter beneficiary name exactly as on their account. Mismatches may delay processing.
- Enter the beneficiary account number.
- Enter the IFSC: PUNB0MBGB06. Verify the bank and branch name that your app displays after you type the IFSC.
- Enter the amount and any remarks. Confirm charges and frequency (one-time or recurring).
- Verify details again before confirming. Save beneficiary only after confirmation to avoid future errors.
- Keep the transaction reference for tracking or disputes.
Notes for specific systems:
- NEFT is suited for routine transfers. It settles through clearing batches (banks may show confirmation times in their apps).
- RTGS processes transactions individually and is used for large-value transfers. Check your bank’s limits and rules for RTGS.
- IMPS is immediate and available 24×7 for most banks. It is useful for instant small-value transfers.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch and account.
- Prevents transfer failures and reduces return processing time.
- Required for online forms when adding a beneficiary in netbanking or mobile apps.
- Essential for receiving inward transfers from other banks or remitters abroad using rupee-denominated systems.
- Helps customer support diagnose and trace transactions using the branch identifier and MICR.
Contact
Branch phone no: 9297954210
Branch Address: Azamnagar, KATIHAR, 855113
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I confirm that PUNB0MBGB06 is correct for Azamnagar?
A: Use the branch details (bank name, branch name, city and MICR) provided in this article to cross-check in your bank’s beneficiary screen. The app usually shows the branch name after you enter the IFSC. If in doubt, call the branch at 9297954210.
Q: Can I use the old UBGB or DBGB IFSC codes for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Only the unified IFSC PUNB0MBGB06 is valid for transactions now.
Q: Where else can I find the IFSC for my cheque or passbook?
A: IFSC is printed on cheque leaves usually near the MICR line and on the first page of the passbook. For updated and authoritative confirmation, call the branch or use your bank’s official app.
Q: What is the MICR code and when is it used?
A: MICR (Magnetic Ink Character Recognition) code is a 9-digit code used mainly for cheque clearing through the clearinghouse. For electronic transfers you need IFSC. For cheque processing, the MICR provided above (800811002) is the one linked to Azamnagar.
Q: If I enter an incorrect IFSC but correct account number, will the funds reach the beneficiary?
A: Often the transfer will be rejected or returned because the IFSC and account-number pair do not match the branch. Some banks attempt to validate the account number with the branch details before processing. Always verify both account number and IFSC to avoid failed transfers and delays.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.