The Bihar Gramin Bank Amla Tola branch is located in Katihar district, Bihar (Pincode 854105). This branch now operates under the single IFSC code PUNB0MBGB06 for electronic fund transfers. IFSC codes are essential for sending and receiving money through NEFT, RTGS and IMPS. The code ensures the payment is routed to the correct bank and branch in India. Without the correct IFSC you may face transfer failures, delays or routing errors.
Branch Details
| Field | Details |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Amla Tola |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108151 |
| Branch Address | Amla Tola, KATIHAR, 854105, 9297955817 |
| Contact Number | 9297955817 |
| City | KATIHAR |
| District | KATIHAR |
| Reason | PURNEA |
| Pincode | 854105 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations have been consolidated under Punjab National Bank routing. The Amla Tola branch now uses the single IFSC PUNB0MBGB06. All old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions using the old UBGB/DBGB IFSCs will not be processed.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is fixed:
- First 4 characters — Bank identifier (example: PUNB = Punjab National Bank).
- 5th character — Always the numeral 0 (reserved).
- Last 6 characters — Branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the specific branch routing).
Example: PUNB0MBGB06 breaks down to PUNB (bank) + 0 + MBGB06 (branch).
The MICR code (9 digits, here 800811002) is different; it is used mainly for cheque clearing through the clearinghouse.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking, mobile banking app, or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is real-time and available 24×7; NEFT is also available 24×7 in most banks; RTGS is for high-value transfers — check with your bank for limits.)
- Add a beneficiary: enter beneficiary name, account number, and the IFSC code PUNB0MBGB06 for Amla Tola branch. Enter the MICR if prompted, though IFSC is required for electronic routing.
- Confirm beneficiary details carefully. Banks often display branch name once IFSC is entered—verify it matches “Amla Tola, KATIHAR”.
- Enter transfer amount, reason or remarks if required, and proceed. Authenticate using OTP or the bank’s chosen authentication method.
- Save the beneficiary if you will transfer again. For large or urgent transfers, choose RTGS; for immediate small payments, choose IMPS; for standard transfers, NEFT is fine.
- Always review acknowledgement/UTR number provided after transfer. Keep it for tracking or dispute resolution.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch.
- Prevents transfer failures and reduces delays.
- Required detail for adding beneficiaries in netbanking and mobile apps.
- Helps verify branch identity—useful for reconciliation and record-keeping.
- Needed for electronic collections, vendor payments and receiving salary or government payments directly into your account.
Contact
Branch Phone: 9297955817
Branch Address: Amla Tola, KATIHAR, 854105
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Amla Tola now?
A: Yes. After the merger, the valid IFSC for Amla Tola is PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and must not be used.
Q: Where can I find the IFSC on my cheque or passbook?
A: IFSC is typically printed on the cheque leaf (top or bottom) and on bank passbooks near the branch details. Banks also list IFSC on their official communications and bank statements. When in doubt, confirm with the branch phone number 9297955817.
Q: What happens if I enter a wrong IFSC while making a transfer?
A: If the IFSC does not match a valid branch, the transaction will generally fail and the funds will return to your account. If the IFSC points to a different branch but account number is correct, there is a risk of misrouting. Always verify both account number and IFSC before confirming a transfer. Contact your bank immediately if you suspect an error.
Q: Can I receive international remittances into this branch using IFSC?
A: For inward remittances, banks use SWIFT/BIC codes and intermediary routing along with account and IFSC details. Provide the remitter with your account number and IFSC, and check with the branch or head office for the correct SWIFT/BIC details and any required additional information.
Q: Are there transfer limits for NEFT, RTGS and IMPS?
A: Limits depend on the bank and the transfer channel. IMPS is typically used for instant smaller-value transfers, RTGS is designed for large-value real-time settlement, and NEFT is for standard transfers. Bank-specific daily and per-transaction limits apply—confirm limits and charges with the branch or your bank’s customer support (toll-free 18001807777).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.