Bihar Gramin Bank ALAMPUR IFSC Code

The Bihar Gramin Bank branch in Alampur, located in Rohtas district, Bihar, serves a vital role for its local community. When you need to send or receive money electronically, such as through NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), a specific code called the IFSC (Indian Financial System Code) is essential. This unique code ensures your funds reach the correct bank and branch without errors, making digital transactions safe and efficient.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	ALAMPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7329
Branch Address	ALAMPUR, Rohtas, 821113, 9771464329
Contact Number	9771464329
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821113
State	Bihar

Merger Update

Bihar Gramin Bank was formed from the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this merger, Bihar Gramin Bank now operates under the sponsorship of Punjab National Bank (PNB). This means that all branches, including the Alampur branch, use a standardized IFSC code structure linked to PNB.

It is very important to note that all previous IFSC codes associated with Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been revoked. They are no longer valid for any financial transactions. For any fund transfer to a Bihar Gramin Bank account, including the Alampur branch, you must use the new, unified IFSC code: PUNB0MBGB06. Using an old or incorrect IFSC code will lead to transaction failure or delays.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify every bank branch participating in online fund transfers within India. This code is crucial for ensuring that money sent through digital channels reaches the correct bank branch and beneficiary account.

The IFSC code for Bihar Gramin Bank’s Alampur branch, PUNB0MBGB06, can be broken down to understand its structure:

• The first four characters (PUNB) identify the bank. In this case, ‘PUNB’ stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always ‘0’ (zero). This character is reserved for future use and acts as a control digit.
• The last six characters (MBGB06) uniquely identify the specific branch. ‘MBGB’ signifies ‘Madhya Bihar Gramin Bank’, an identifier used within the PNB system for this merged entity, and ’06’ is the specific code for the Alampur branch.

How to Use an IFSC Code

You will need the IFSC code whenever you perform an online fund transfer, such as NEFT, RTGS, or IMPS. Here’s a typical process:

1. Log In: Access your online banking portal or mobile banking app.
2. Select Transfer Type: Choose the type of transfer you want to make (NEFT, RTGS, or IMPS).
3. Add Beneficiary: If you’re sending money to someone for the first time, you’ll need to add them as a new beneficiary.
4. Enter Beneficiary Details: Provide the beneficiary’s name, their account number, the bank name (Bihar Gramin Bank), and most importantly, the IFSC code (PUNB0MBGB06 for Alampur branch).
5. Verify Details: The system will usually verify the bank and branch name based on the IFSC code you entered. Double-check all details to ensure accuracy.
6. Enter Amount: Specify the amount you wish to transfer.
7. Confirm Transaction: Review all the information and confirm the transfer.

The IFSC code guides your transaction directly to the correct branch, preventing misdirection of funds.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several advantages:

• Accurate Fund Transfers: It ensures that your money reaches the exact intended bank branch and account, minimizing errors.
• Faster Processing: Correct IFSC codes allow for quick processing of NEFT, RTGS, and IMPS transactions, speeding up financial transfers.
• Enhanced Security: By precisely identifying the destination branch, the IFSC code adds a layer of security to electronic transactions.
• Digital Banking Integration: It is essential for setting up beneficiaries for online transfers, linking accounts to UPI (Unified Payments Interface), and other digital payment services.
• Convenience: With the IFSC code, you can initiate and receive transfers from anywhere, without needing to visit a physical bank branch.

Contact Information

If you need to contact the Bihar Gramin Bank Alampur branch or their head office, here are the details:

• Alampur Branch Phone Number: 9771464329
• Alampur Branch Address: ALAMPUR, Rohtas, 821113
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What is the full form of IFSC?

A1: IFSC stands for Indian Financial System Code. It is a unique 11-character code used for online fund transfers.

Q2: Why is the 5th character of the IFSC code always ‘0’?

A2: The fifth character in an IFSC code is always ‘0’ (zero). It is reserved for future use by the Reserve Bank of India and acts as a control digit to differentiate between the bank code and the branch code.

Q3: Can I use an old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code for transactions?

A3: No, old UBGB or DBGB IFSC codes are no longer valid. After the merger, all branches of Bihar Gramin Bank use new IFSC codes, such as PUNB0MBGB06 for the Alampur branch. Using an old code will cause your transaction to fail.

Q4: Is the Alampur branch of Bihar Gramin Bank associated with Punjab National Bank?

A4: Yes, Bihar Gramin Bank, including its Alampur branch, is sponsored by Punjab National Bank (PNB). This is why its IFSC code starts with ‘PUNB’, indicating PNB’s sponsorship.

Q5: What is the MICR code used for, and how is it different from IFSC?

A5: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit code primarily found on cheque leaves and is used for processing cheques. While IFSC is for online fund transfers, MICR is specifically for clearing physical cheques. Both codes help identify bank branches but serve different purposes.