Bihar Gramin Bank AMIYAWAR(NASRIGANJ) IFSC Code

The Bihar Gramin Bank branch located in AMIYAWAR(NASRIGANJ) is an important part of the financial landscape for residents in Rohtas, Bihar. This branch helps people handle their money, access loans, and perform various banking tasks. A key piece of information for any bank transaction, especially digital ones, is the IFSC code. This code is vital for making smooth fund transfers through systems like NEFT, RTGS, and IMPS, ensuring your money goes to the correct recipient bank and branch.

Branch Details

Here are the specific details for the Bihar Gramin Bank AMIYAWAR(NASRIGANJ) branch:

Bank Name	Bihar Gramin Bank
Branch Name	AMIYAWAR(NASRIGANJ)
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6875
Branch Address	AMIYAWAR(NASRIGANJ), Rohtas, 821310, 7485096875
Contact Number	7485096875
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821310
State	Bihar

Merger Update

Previously, Bihar had two major Gramin (rural) banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have merged to form a single entity known as Bihar Gramin Bank. This new, larger bank operates under the sponsorship of Punjab National Bank.

As a result of this merger, all branches of the former UBGB and DBGB now use a unified IFSC code. The correct and currently valid IFSC code for all branches under Bihar Gramin Bank, including AMIYAWAR(NASRIGANJ), is PUNB0MBGB06. It is crucial to understand that any old IFSC codes associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank have been revoked. For any fund transfers or banking operations, only the new IFSC code, PUNB0MBGB06, should be used.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is a unique 11-character alpha-numeric code assigned by the Reserve Bank of India (RBI) to every bank branch in the country. This code identifies a specific bank and its branch for online fund transfers.

The structure of an IFSC code is simple to understand:

• The first four characters represent the bank name. For Bihar Gramin Bank, these are “PUNB” because it is sponsored by Punjab National Bank.
• The fifth character is always a “0” (zero). This is a control character reserved for future use.
• The last six characters identify the specific branch. For the AMIYAWAR(NASRIGANJ) branch, these are “MBGB06”.

So, the IFSC code PUNB0MBGB06 precisely points to the AMIYAWAR(NASRIGANJ) branch of Bihar Gramin Bank, which operates under the Punjab National Bank framework.

How to Use the IFSC Code

You will need the IFSC code whenever you want to transfer money online from one bank account to another using services like NEFT, RTGS, or IMPS. Here’s a general guide on how to use it:

1. Log in to your Net Banking or Mobile Banking App: Access your bank’s online platform.
2. Select Fund Transfer: Choose the option for transferring funds to another bank account.
3. Add Beneficiary (if new): If you haven’t sent money to this person or entity before, you’ll need to add them as a beneficiary. This usually involves providing:
   • Beneficiary Name
   • Beneficiary Account Number
   • Confirm Beneficiary Account Number
   • Bank Name (e.g., Bihar Gramin Bank)
   • IFSC Code (PUNB0MBGB06 for AMIYAWAR(NASRIGANJ) branch)

   You might also need to provide the beneficiary’s address or mobile number.

4. Verify Details: Double-check all the entered information, especially the account number and IFSC code, to avoid errors.
5. Enter Amount and Remarks: Specify the amount you wish to transfer and add a remark (e.g., “Monthly Rent,” “Bill Payment”).
6. Choose Transfer Type: Select NEFT, RTGS, or IMPS based on the amount and urgency of the transfer.
7. Confirm Transaction: Review the final details and confirm the transfer using your transaction password or OTP (One-Time Password).

Using the correct IFSC code ensures that your funds are routed to the precise branch where the beneficiary holds their account.

Benefits of Knowing Your IFSC Code

Having easy access to the correct IFSC code for your bank or the beneficiary’s bank offers several advantages:

• Secure Fund Transfers: It ensures that your money reaches the intended recipient’s bank branch without errors.
• Faster Processing: Correct IFSC codes help digital payment systems like NEFT and RTGS process transactions quickly and efficiently.
• Avoiding Transaction Failures: An incorrect IFSC code will lead to a failed transaction, causing delays and inconvenience. Knowing the right code prevents this.
• Easy Online Banking: It simplifies setting up beneficiaries and performing online transfers from your computer or mobile phone.
• Identification: The IFSC code acts as a unique identifier for every branch, making it easy to locate and confirm bank details.

Contact Information

For any queries related to the AMIYAWAR(NASRIGANJ) branch or Bihar Gramin Bank, you can use the following contact details:

• Branch Phone Number: 7485096875
• Branch Address: AMIYAWAR(NASRIGANJ), Rohtas, 821310
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: Is the IFSC code for Bihar Gramin Bank AMIYAWAR(NASRIGANJ) different from other Bihar Gramin Bank branches?

A1: While the first five characters (PUNB0) are common for all Bihar Gramin Bank branches due to the Punjab National Bank sponsorship, the last six characters (MBGB06) are unique to the AMIYAWAR(NASRIGANJ) branch. Each branch has its own unique six-character identifier.

Q2: What should I do if I enter a wrong IFSC code during a transaction?

A2: If the entered IFSC code is incorrect, the transaction will most likely fail or be rejected by the system. The money will typically be credited back to your account within a few hours or days. Always double-check the IFSC code and account number before confirming any transfer.

Q3: Can I find the IFSC code on my passbook or chequebook?

A3: Yes, the IFSC code is usually printed on the first page of your bank passbook. It is also found on a cheque leaf, typically near the top or bottom of the cheque. For Bihar Gramin Bank, the MICR code 800811002 is also found on cheque leaves.

Q4: What is the difference between IFSC and MICR codes?

A4: IFSC (Indian Financial System Code) is an 11-character code used for online fund transfers (NEFT, RTGS, IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code primarily used for processing cheques. The MICR code for AMIYAWAR(NASRIGANJ) branch is 800811002.

Q5: Is it safe to share my IFSC code with others?

A5: Yes, it is safe to share your bank’s IFSC code. The IFSC code only helps identify your bank branch for receiving funds. It does not provide access to your account or any sensitive information. However, you should never share your account number, PIN, or OTP with anyone you don’t trust.