Pratappur branch is located in Lakhisarai district, Bihar — PIN 811302. This branch serves local customers for deposits, withdrawals, and fund transfers. For electronic transfers such as NEFT, RTGS, and IMPS the IFSC code is essential. It tells the payment system which bank and which branch should receive the funds. Entering the correct IFSC ensures timely routing and reduces the chance of failed or misdirected transfers.
Bihar Gramin Bank Pratappur IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pratappur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3111 |
| Branch Address | Pratappur, Lakhisarai, 811302, 8102918577 |
| Contact Number | 8102918577 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811302 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated into a single entity now operating as Bihar Gramin Bank under the sponsorship of Punjab National Bank. After the merger, all legacy UBGB and DBGB IFSC codes were revoked. The unified IFSC for transactions routed through Punjab National Bank for this set of merged branches is PUNB0MBGB06. Use only this IFSC for NEFT/RTGS/IMPS transactions; older UBGB or DBGB IFSCs are no longer valid.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11‑character alphanumeric code used to identify a specific bank branch in electronic payment systems.
- First 4 characters — bank identifier (letters). Example: PUNB stands for Punjab National Bank.
- 5th character — reserved and is always 0 (zero).
- Last 6 characters — branch identifier (letters or numbers) that points to the exact branch. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking or mobile app and go to the “Fund Transfer” or “Add Beneficiary” section.
- Choose the transfer type: NEFT (any amount, settled in batches), RTGS (usually for amounts ≥ ₹2,00,000), or IMPS (instant, up to bank-set limits and available 24×7).
- Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. The app often verifies and shows the beneficiary branch name — confirm it matches “Bihar Gramin Bank, Pratappur” or the displayed branch.
- Confirm amount and purpose, then authenticate the transaction (OTP or transaction PIN). Keep the transaction reference for tracking.
- If adding a new beneficiary, remember banks may impose a cooling period (e.g., 30 minutes to 24 hours) before you can transfer to the new account.
Benefits of Knowing the Correct IFSC
- Ensures funds are routed to the exact branch and account without manual intervention.
- Reduces failed transfers and related delays or disputes.
- Makes adding beneficiaries faster and helps apps auto-validate branch name.
- Required for electronic forms and government payments (tax, subsidies, pensions).
- Helps customer support trace transactions using the IFSC and branch code.
Contact
Branch Phone No: 8102918577
Branch Address: Pratappur, Lakhisarai, 811302
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Where can I find the IFSC on my cheque?
A: The IFSC is usually printed on the cheque leaf, near the MICR line or in the top-right/left area. If not visible, ask the branch or check the bank’s web/mobile app with your branch details.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number, the transaction may be rejected or routed to a different branch. If routed incorrectly, recovery can take time and requires a claim through both banks. Always verify beneficiary name and IFSC before confirming.
Q: Can I use IFSC for international transfers?
A: No. International SWIFT/IBAN transfers use SWIFT/BIC codes, not IFSC. For inward foreign remittances you may need both SWIFT code of the sponsor bank and beneficiary account details; check with the branch.
Q: Is IMPS available 24×7 and can I use the IFSC for IMPS?
A: Yes, IMPS is available 24×7 and requires the IFSC and account number for bank-to-bank transfers. However, per-transaction and daily limits vary by bank; confirm limits with Bihar Gramin Bank branch.
Q: Did the IFSC change after the merger?
A: Yes. After the merger of UBGB and DBGB into Bihar Gramin Bank under Punjab National Bank, legacy IFSCs were revoked. Use the new consolidated IFSC PUNB0MBGB06 for Pratappur and related merged branches.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.