Ramgarh chowk branch of Bihar Gramin Bank is located in Lakhisarai district, Bihar (Pincode 811311). This page gives the branch contact details and the official IFSC code used for electronic funds transfers. The IFSC code is essential for routing NEFT, RTGS and IMPS transactions correctly and avoiding delays or failed transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Ramgarh chowk |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3122 |
| Branch Address | Ramgarh chowk, Lakhisarai, 811311, 8102918588 |
| Contact Number | 8102918588 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811311 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank’s regional arrangement. After the merger, all branches now operate under the single IFSC code PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for any online or bank-to-bank transactions to this branch. Transactions attempted with the old IFSC will not be routed correctly.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. The structure is:
- First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (alphanumeric). In this case: MBGB06.
So PUNB0MBGB06 breaks down to PUNB + 0 + MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking portal, mobile app, or go to the branch for an outward transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS and NEFT are available 24×7 in most banks; RTGS is typically for larger-value transfers.
- Enter beneficiary name and full account number exactly as given by the recipient.
- Enter the IFSC code PUNB0MBGB06 and verify the branch name shown by the bank system matches Ramgarh chowk.
- Enter purpose, amount and any remarks required. For IMPS you may need the beneficiary’s mobile number or MMID in some banks; many banks now accept account+IFSC for IMPS too.
- Confirm the details and authenticate (OTP, token or netbanking password). Keep the transaction reference for follow-up.
- If the verification screen shows a different branch or bank, stop and confirm the IFSC and account number with the beneficiary before proceeding.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch without manual intervention.
- Reduces failed transfers and delays caused by incorrect branch identification.
- Required for NEFT, RTGS and IMPS transfers and for filling bank-to-bank payment forms.
- Helps reconciliation: last six characters point to the specific branch for accounting.
- Useful for verifying beneficiary details before sending funds.
Contact
Branch phone no: 8102918588
Branch Address: Ramgarh chowk, Lakhisarai, 811311
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes are revoked after the merger. Use only PUNB0MBGB06 for transfers to this branch.
Q: Where can I verify this branch IFSC?
A: Verify on the beneficiary’s cheque leaf, passbook, branch confirmation, or by calling the branch at 8102918588. Your bank’s beneficiary-add screen usually validates IFSC automatically.
Q: What if a transfer shows as failed or uncredited?
A: First check the transaction reference and the IFSC/account number used. Contact your bank with the reference. The beneficiary branch can trace incoming transfers using the reference and timestamp.
Q: Is IFSC case-sensitive?
A: No. IFSC is alphanumeric but banks treat it case-insensitively. Still enter it exactly as provided to avoid errors during manual entry.
Q: Can IFSC be used for international remittances?
A: No. International transfers use SWIFT/BIC codes and correspondent bank details. IFSC is for domestic Indian electronic transfers (NEFT/RTGS/IMPS).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.