The Bihar Gramin Bank branch at Salona Chak is located in Lakhisarai district, Bihar (PIN 811311). This IFSC code page gives the exact code you need for electronic fund transfers. The IFSC is essential for routing funds through NEFT, RTGS and IMPS so your payment reaches the correct bank and branch without delay or return.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Salona Chak |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3131 |
| Branch Address | Salona Chak, Lakhisarai, 811311, 8102928371 |
| Contact Number | 8102928371 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811311 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB) for operational banking. As part of that consolidation, this branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Any old IFSC codes issued to UBGB branches have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS or IMPS transfers to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. The structure is fixed:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06.
So for PUNB0MBGB06: PUNB = PNB; 0 = reserved; MBGB06 = Salona Chak branch code under the merged structure.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s payment app or internet banking portal.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is meant for high-value transfers and may have a minimum amount requirement; IMPS is instant and usually used for small to medium amounts.)
- Add beneficiary details: beneficiary name, account number, and bank name. Enter the branch IFSC exactly as PUNB0MBGB06.
- Double-check the account number and IFSC. A wrong IFSC can route funds to the wrong branch or cause a return delay.
- Enter the amount and purpose, then authenticate the transaction (OTP or bank token).
- Save the beneficiary if you will transfer again. Note timings: NEFT and IMPS are widely available round-the-clock; RTGS availability depends on bank support but many banks now offer 24×7 RTGS.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT/RTGS/IMPS).
- Reduces payment rejections and return charges caused by incorrect branch identification.
- Helps verify beneficiary details before transfer—match IFSC with branch and city.
- Required for online forms, salary credits, vendor payments and mandate setups.
- Useful when ordering chequebooks or filling bank authorization forms that request branch code details.
Contact
Branch phone: 8102928371
Branch address: Salona Chak, Lakhisarai, 811311
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Salona Chak?
A: Yes. PUNB0MBGB06 is the IFSC listed for the Salona Chak branch after the merger into Punjab National Bank. Use this code for NEFT, RTGS and IMPS transactions.
Q: What happens if I use an old UBGB IFSC code?
A: Old UBGB IFSC codes have been revoked after the merger. Using a revoked IFSC may cause the payment to fail or be returned. Always confirm and use the current IFSC PUNB0MBGB06.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for faster cheque processing through clearing houses. For online transfers you need IFSC; for cheque processing MICR matters.
Q: Can I transfer money instantly to this branch?
A: Yes. Use IMPS for instant 24×7 transfers (subject to bank limits). NEFT is also available for any amount and widely accessible; RTGS is designed for high-value transfers (check your bank for any minimum limits).
Q: How can I verify an IFSC before sending funds?
A: Verify the IFSC on the beneficiary’s cheque leaf, bank passbook entry, or by confirming directly with the branch phone (8102928371) or the bank’s official customer support. Always double-check the IFSC and account number before authorizing a transfer.
If you need help preparing the beneficiary details or want a quick checklist before making a transfer, tell me the transfer type and I’ll list the exact fields you should confirm.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.