Bihar Gramin Bank Tetarhat IFSC Code

Bihar Gramin Bank, Tetarhat branch is located in Tetarhat village, Lakhisarai district, Bihar, PIN 811311. This branch serves local residents and businesses in and around Tetarhat and the wider Jamui/Lakhisarai area. For electronic fund transfers in India — NEFT, RTGS and IMPS — the branch’s IFSC code is essential. The IFSC tells payment systems which bank and which exact branch should receive the funds. Entering the correct IFSC avoids failed transfers, delays, or routing to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Tetarhat
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3114
Branch Address	Tetarhat, Lakhisarai, 811311, 8102918580
Contact Number	8102918580
City	Lakhisarai
District	Lakhisarai
Reason	JAMUI
Pincode	811311
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and now operate under a single setup managed by Punjab National Bank for IFSC purposes. The Tetarhat branch uses the single IFSC code PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions. Old IFSC codes that belonged to UBGB or DBGB have been revoked. Only the new IFSC PUNB0MBGB06 is valid for fund transfers to this branch. Always confirm the IFSC before initiating a transfer.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character code used to route electronic payments. It follows a fixed structure:

• First 4 characters — bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0 (zero).
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

Note: The numeric Branch Code (3114) shown in branch records is an internal code. It does not have to match the last six characters of the IFSC, which can be alphanumeric.

How to Use IFSC Code

Follow these steps when sending money to Bihar Gramin Bank, Tetarhat:

• Open your bank’s netbanking portal or mobile app, or visit the branch.
• Choose the transfer type: NEFT, RTGS or IMPS. Use RTGS for large-value transfers (typically for amounts ≥ ₹2,00,000). IMPS is instant and available 24×7; NEFT is commonly used and now runs round-the-clock.
• Add a new beneficiary. Enter beneficiary name exactly as per bank records, account number, and IFSC PUNB0MBGB06. Enter the branch (Tetarhat) only if asked for branch details.
• Verify beneficiary details returned by the system before confirming. If the app shows the beneficiary bank and branch name, match them with Tetarhat, Lakhisarai.
• Initiate the transfer. For first-time beneficiaries, many banks require beneficiary activation which can take a few minutes to a few hours.
• Keep the transaction reference or UTR. Use it to track or to raise queries if a transfer is delayed or fails.

Benefits of Knowing the IFSC

• Ensures funds go to the correct bank and branch. This reduces failed or returned transfers.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes beneficiary setup faster and reduces manual errors in account routing.
• Provides a reliable identifier for reconciliation and record-keeping.
• Helps call center or branch staff locate the account quickly using the exact IFSC and branch code.

Contact

Branch Phone: 8102918580

Branch Address: Tetarhat, Lakhisarai, 811311

Bank Head Office: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers to Tetarhat?

A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers to Tetarhat.

Q: Where can I find the IFSC on a cheque or passbook?

A: The IFSC is usually printed on the cheque leaf near the MICR line or on the passbook/bank statement. If not, confirm with the branch or use the contact number 8102918580.

Q: Is IFSC case-sensitive?

A: No. IFSC is not case-sensitive in practice. However, enter it exactly as given (PUNB0MBGB06) to avoid mistakes and ensure clarity.

Q: What if my NEFT/RTGS/IMPS transaction shows a wrong beneficiary name after entering IFSC and account number?

A: Do not proceed if the beneficiary name returned by your bank does not match the intended recipient. Cancel and verify the account number and IFSC. Contact the branch at 8102918580 or the bank toll-free 18001807777 for assistance.

Q: How long do electronic transfers to Tetarhat take?

A: IMPS is immediate (seconds). NEFT and RTGS settlements are fast — many transfers are instant or settle within minutes, but timings depend on the sending bank’s processing and any beneficiary activation rules. Keep the UTR/transaction ID to track delays.

If you must make a transfer, double-check the account number and IFSC PUNB0MBGB06 before confirming. For any doubt, call the branch on 8102918580 or the bank’s toll-free number.