Bihar Gramin Bank Tarhari IFSC Code

Bihar Gramin Bank Tarhari IFSC Code

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The Bihar Gramin Bank branch at Tarhari is located in Tarhari village, Lakhisarai district, Bihar — PIN 811315. This branch handles retail and rural banking needs for the local population. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and branch in the payment network and ensures funds route to the right account.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name Tarhari
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3115
Branch Address Tarhari, Lakhisarai, 811315, 8102918581
Contact Number 8102918581
City Lakhisarai
District Lakhisarai
Reason JAMUI
Pincode 811315
State Bihar

Merger Update

Important: The regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the sponsor bank Punjab National Bank. All branches now use the single IFSC PUNB0MBGB06 for electronic payments. Old UBGB and DBGB IFSC codes and legacy identifiers have been revoked. Only the new IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transfers to these branches.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in India for electronic payments.

  • First 4 characters – bank code (letters). Example: PUNB for Punjab National Bank.
  • 5th character – reserved and is always zero (0).
  • Last 6 characters – branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code

  1. Open your bank’s netbanking or mobile app and go to the “Add Beneficiary” or “New Payee” section.
  2. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Tarhari branch.
  3. Double-check the IFSC and account number. A wrong IFSC may route funds to another branch or fail.
  4. Complete beneficiary verification. Some banks require an OTP or a small validation transfer.
  5. Choose transfer type: IMPS for immediate small-value transfers, NEFT for regular transfers (no minimum), RTGS for high-value transfers (typically ₹2 lakh and above — confirm with your bank).
  6. Enter amount and confirm. Note the NEFT settlement timings and RTGS cut-off times as per your bank.
  7. Save transaction reference. Check beneficiary account after transfer to confirm credit.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic payments (NEFT/RTGS/IMPS).
  • Speeds up transfers—systems validate IFSC instantly before processing.
  • Reduces errors: one correct IFSC stops funds going to the wrong branch.
  • Required for receiving salaries, remittances and government transfers.
  • Helpful when filling forms for online bill payment and UPI beneficiary setup.

Contact

Branch Phone: 8102918581

Branch Address: Tarhari, Lakhisarai, 811315

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

  • Q: Can I use the old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transactions to the Tarhari branch.

  • Q: Where can I find the IFSC on my cheque or passbook?

    A: The IFSC is printed on the cheque leaf, usually near the MICR line or top right. It may also appear on the passbook or bank’s account details page in netbanking.

  • Q: What happens if I enter a wrong IFSC but correct account number?

    A: The transfer may be rejected if the IFSC does not match the bank details. If the payment goes to a different branch with a matching account number, recovery can be slow and will require bank intervention. Always verify both IFSC and account number.

  • Q: Is MICR code required for online transfers?

    A: No. MICR (800811002) is mainly used for cheque clearing. For NEFT/RTGS/IMPS you need the IFSC and account number.

  • Q: Are there transaction limits for IMPS, NEFT and RTGS?

    A: Limits vary by bank. IMPS is for immediate transfers and typically has per-transaction limits set by the bank. NEFT has no minimum and works in hourly batches. RTGS is meant for high-value payments (commonly ₹2 lakh and above). Check the bank’s limits or ask at the branch before initiating large transfers.

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