The Bihar Gramin Bank branch at Rahta, Madhepura (Pincode 852106) serves local customers for deposits, withdrawals and transfers. For electronic fund transfers like NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch so the money reaches the right account without delay or reversal.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Rahta |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100744 |
| Branch Address | Rahta, MADHEPURA, 852106, 9297954333 |
| Contact Number | 9297954333 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852106 |
| State | Bihar |
Merger Update
This branch uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Bihar Gramin Bank operations were consolidated under PNB’s IFSC series when the regional gramin banks (including the earlier Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank entities) were merged. Old IFSC codes issued to UBGB or DBGB have been revoked. For any NEFT/RTGS/IMPS transfer, use only the new IFSC PUNB0MBGB06. Transactions sent to deprecated IFSC codes will fail or return.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:
- First 4 characters: Bank code (e.g., PUNB for Punjab National Bank).
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (unique to the branch, for example MBGB06 in PUNB0MBGB06).
How to Use the IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s netbanking, mobile app or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value urgent transfers; IMPS is immediate and available 24×7; NEFT is for non-instant transfers.)
- Enter beneficiary details: account name and account number exactly as held by the beneficiary.
- Enter the IFSC: PUNB0MBGB06 (ensure no mistyped characters or spaces).
- Enter the amount and add a remark if required.
- Verify all details on screen. Incorrect IFSC or account number can return the funds or cause delays.
- Authorize the transaction using OTP/transaction password as required by your bank.
- Save the beneficiary after a successful transaction if you will pay again. For high-value or first-time transfers, confirm the beneficiary name that the bank shows before final authorisation.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Prevents transfer delays and reversals caused by incorrect details.
- Makes setting up beneficiaries in netbanking or mobile apps faster.
- Required for receiving NEFT, RTGS and IMPS credits from employers, customers and other banks.
- Useful when filling bank details on forms for mandates, taxes or online payments.
Contact
Branch phone no: 9297954333
Branch Address: Rahta, MADHEPURA, 852106
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
- Q: Is PUNB0MBGB06 the correct code for all electronic transfers to Rahta branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS. Old UBGB/DBGB IFSCs have been revoked after merger.
- Q: Where can I verify the IFSC before transferring?
A: Verify on the bank passbook, cheque leaf, or by calling the branch at 9297954333. You may also confirm with PNB’s branch locator or official customer care before a large transfer.
- Q: What happens if I enter the wrong IFSC?
A: If IFSC does not match the account or is invalid, the transfer will fail and funds will be returned. If the IFSC corresponds to another valid branch but the account number is wrong, funds could be misrouted; recovery then requires coordination between both banks and can take time.
- Q: Which transfer type should I use: NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers anytime. Use NEFT for routine transfers where immediate credit is not required. Use RTGS for urgent, large-value transfers. Check your bank’s cut-off times and limits before choosing.
- Q: How do I add this branch as a beneficiary in netbanking?
A: In netbanking or mobile app, choose “Add beneficiary,” enter beneficiary name, account number, and IFSC PUNB0MBGB06, then complete verification (OTP or branch approval). Confirm beneficiary name displayed by your bank before authorizing a payment.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.