The Bihar Gramin Bank branch at Puraini Bazar is located in Madhepura district of Bihar (PIN 852122). This branch serves local retail and agriculture customers and handles inward and outward fund transfers. For electronic transfers like NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC uniquely routes your payment to this exact branch so funds reach the right account quickly and without error.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Puraini Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100736 |
| Branch Address | Puraini Bazar, MADHEPURA, 852122, 9297954331 |
| Contact Number | 9297954331 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852122 |
| State | Bihar |
Merger update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were sponsor-affiliated rural banks that have been consolidated. These entities now operate under Punjab National Bank’s single IFSC code PUNB0MBGB06 for this branch. Old UBGB or DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to Puraini Bazar branch, use only the new IFSC PUNB0MBGB06. Transactions sent to revoked IFSCs will fail.
What is an IFSC code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to route electronic payments. The structure is fixed:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. These can be letters and numbers and specify the exact branch (for PUNB0MBGB06 the branch part is MBGB06).
How to use the IFSC code for NEFT, RTGS, IMPS
- Open your bank’s internet banking site or mobile app. Go to ‘Funds Transfer’ or ‘Add Beneficiary’.
- Enter beneficiary name and the beneficiary account number exactly as given on their passbook or cheque. Double-check digits.
- Enter the IFSC code: PUNB0MBGB06. If you type the wrong IFSC the system may reject the transfer or route it incorrectly.
- Enter the beneficiary’s branch name (Puraini Bazar) and branch city (Madhepura) where prompted.
- Select transfer type: IMPS for instant small-value transfers, NEFT for routine transfers, or RTGS for high-value real-time settlement.
- Confirm the amount and authorize the transfer with your OTP or transaction password.
- Save the beneficiary only after verification. NEFT/RTGS/IMPS are processed once beneficiary addition (if required) is completed and transfer authorized.
Benefits of knowing the IFSC
- Ensures funds reach the correct branch and account without manual intervention.
- Prevents delays caused by wrong routing or manual correction.
- Required for all electronic transfers (NEFT, RTGS, IMPS) and for many online payment forms.
- Helps distinguish between branches with similar names in the same city or district.
- Enables quick reconciliation for businesses and quicker refund/claim processing.
Contact
Branch phone: 9297954331
Branch address: Puraini Bazar, MADHEPURA, 852122
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. Use only PUNB0MBGB06. Old IFSCs from UBGB/DBGB have been revoked and will not work.
Q: What if I enter the wrong IFSC by mistake?
A: If the IFSC is wrong, the transfer may fail or be routed to a different branch. If it fails, the amount will typically be reversed to your account. If it goes to another account, contact your bank immediately with payment reference and time stamp so they can trace and recover funds.
Q: What is the difference between NEFT, RTGS and IMPS?
A: IMPS is instant and available 24×7 for small to medium amounts. RTGS processes payments in real time and is used for large-value payments. NEFT is for routine transfers; it is available round-the-clock and usually settles in minutes to hours depending on bank processing.
Q: Do I need MICR code for fund transfer?
A: MICR (800811002) is used mainly for cheque clearing. It is not required for NEFT/RTGS/IMPS transfers. Use IFSC for electronic transfers.
Q: How can I verify this IFSC before sending money?
A: Verify the IFSC on an official bank document (passbook or cheque leaf) or call the branch at 9297954331. Also use the bank’s customer service toll-free number 18001807777 for confirmation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.