Bihar Gramin Bank Bihariganj IFSC Code

Bihar Gramin Bank, Bihariganj branch is located in Bihariganj, Madhepura district, Bihar (PIN 852217). This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. The IFSC code identifies the exact branch in India’s electronic payment systems. You need the correct IFSC for NEFT, RTGS and IMPS transfers to ensure funds reach the intended account without delays.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Bihariganj
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100796
Branch Address	Bihariganj, MADHEPURA, 852217, 9297954306
Contact Number	9297954306
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852217
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank’s sponsorship. All former UBGB and DBGB branch IFSC codes have been revoked. The unified IFSC to use for this branch is PUNB0MBGB06. Only this new IFSC is valid for NEFT, RTGS and IMPS transactions. If you have an old UBGB or DBGB IFSC saved, update it before sending money.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to uniquely identify a bank branch for electronic transfers. The structure:

• First 4 characters: alphabetic bank code (example: PUNB = Punjab National Bank)
• 5th character: the digit 0 (reserved)
• Last 6 characters: alphanumeric branch identifier (example: MBGB06 in PUNB0MBGB06)

Note: Banks may also maintain a numeric branch code (for example, 100796). That numeric code is separate from the IFSC’s last six characters and is used for internal and some reporting purposes.

How to Use IFSC Code

• Collect beneficiary details: account name, account number, bank name and branch, and the IFSC (use PUNB0MBGB06 for Bihariganj).
• Open your bank’s netbanking portal, mobile banking app, or payment app.
• Choose transfer type: NEFT, RTGS or IMPS. (NEFT works for most amounts; RTGS is for high-value transfers; IMPS is instant and available 24×7 within bank-set limits.)
• Enter beneficiary details precisely. Paste or type IFSC exactly; one wrong character can route or block the transfer.
• Confirm details shown by your bank. The receiving bank and branch name should match Bihariganj, Madhepura.
• Authorize the transaction with OTP or security token. Save the transaction reference for tracking.
• Check cut-off times for NEFT/RTGS from your bank if timing matters. IMPS is immediate any time but subject to daily limits set by the bank.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic transfers (NEFT, RTGS, IMPS).
• Reduces failed transactions and delays caused by wrong branch identification.
• Needed to add beneficiaries in internet and mobile banking systems.
• Helps reconcile incoming funds by matching branch codes and MICR details.
• Essential when filling electronic or paper forms for fund transfers and for bulk payments.

Contact

Branch Phone: 9297954306

Branch Address: Bihariganj, MADHEPURA, 852217

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for Bihariganj branch?

  A: Yes. The valid IFSC for Bihariganj branch is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transactions.

• Q: What if I use an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Such codes will not route payments. Update beneficiary details to the new IFSC PUNB0MBGB06 to avoid failures.

• Q: What is the difference between IFSC and MICR?

  A: IFSC (11 characters) is used for electronic transfers. MICR (usually 9 digits, here 800811002) is used for cheque clearing and processing. Both identify bank branches but serve different systems.

• Q: Can I use IMPS with this IFSC?

  A: Yes. IMPS uses the IFSC to route instant transfers. Make sure the beneficiary account number and name match the bank records. IMPS operates 24×7 but daily limits are set by the remitter’s bank.

• Q: Who do I call if a transfer to this IFSC fails?

  A: First contact your remitting bank with the transaction reference. You can also contact the branch at 9297954306 or the head office/toll-free 18001807777 for further help. Keep beneficiary details and transaction references ready.