Bihar Gramin Bank Bhatkhora Bazar IFSC Code

Bihar Gramin Bank Bhatkhora Bazar IFSC Code

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Bhatkhora Bazar is a branch location in Madhepura district, Bihar (PIN 852121). This page covers the Bihar Gramin Bank, Bhatkhora Bazar branch and its banking identifiers. An accurate IFSC code is essential for electronic fund transfers using NEFT, RTGS and IMPS. The IFSC points payments to the correct bank and branch and ensures fund routing, validation and generation of a transaction reference (UTR).

Bihar Gramin Bank Bhatkhora Bazar IFSC Code

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Bhatkhora Bazar
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100791
Branch Address Bhatkhora Bazar, MADHEPURA, 852121, 9297954255
Contact Number 9297954255
City MADHEPURA
District MADHEPURA
Reason SAHARSA
Pincode 852121
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank (PNB) mapping. This branch now uses the single IFSC code PUNB0MBGB06 for all electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions. If you see an older code in records, update it before sending funds.

What is IFSC Code?

The IFSC (Indian Financial System Code) uniquely identifies a bank branch in electronic payments. Its format is fixed: the first four characters are the bank code, the fifth character is always a zero (reserved), and the last six characters identify the specific branch (alphanumeric).

Example: PUNB0MBGB06

  • PUNB = Bank code (Punjab National Bank)
  • 0 = Reserved character
  • MBGB06 = Branch identifier (last six characters)

How to Use IFSC Code

  1. Confirm the IFSC: Verify the beneficiary IFSC (PUNB0MBGB06) and account number before initiating a transfer.
  2. Choose transfer mode: Select NEFT, RTGS or IMPS in your bank app or netbanking.
    • NEFT – for regular transfers (no minimum). Available 24×7.
    • RTGS – for high-value transfers. Typically used for amounts ₹2,00,000 and above.
    • IMPS – instant transfers, 24×7, usually for lower amounts (real-time).
  3. Enter beneficiary details: Add beneficiary name, account number and IFSC exactly as provided.
  4. Verify bank/branch display: Your bank portal usually shows the bank and branch name after you enter the IFSC. Confirm it reads “Punjab National Bank – Bhatkhora Bazar” (or the displayed branch) before proceeding.
  5. Confirm amount and purpose: Enter amount and any remarks, then authenticate the payment (OTP or transaction PIN).
  6. Record the reference: After success, note the UTR/transaction ID for tracking or reconciliation.

Benefits of Knowing the IFSC

  • Ensures funds go to the exact branch and account without delays.
  • Required for all electronic transfers (NEFT/RTGS/IMPS) from other banks.
  • Helps validate beneficiary details before transfer — the payment gateway shows bank/branch after IFSC entry.
  • Makes reconciliation and tracking easier using the correct UTR tied to the IFSC.
  • Prevents failed or reversed transfers that can occur with incorrect routing details.

Contact

Branch phone no: 9297954255

Branch Address: Bhatkhora Bazar, MADHEPURA, 852121

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

  • Q: How can I verify that PUNB0MBGB06 is correct for this branch?
    A: Enter the IFSC in your bank’s beneficiary form. The bank’s netbanking or mobile app will display the bank name and branch. It should show Punjab National Bank and the mapped branch. If it does not match, do not proceed; contact the branch at 9297954255.
  • Q: What happens if I enter the wrong IFSC during a transfer?
    A: If the IFSC directs to a different branch, the funds may go to the wrong account or be held/reversed. If the account number and IFSC do not correspond, most systems reject the transfer. Contact your bank immediately with the transaction reference to request trace and reversal.
  • Q: Do I need IFSC for UPI transfers?
    A: No. UPI uses virtual IDs mapped to accounts and does not require IFSC. IFSC is required for NEFT/RTGS/IMPS via bank portals or branches.
  • Q: What is the role of the MICR code 800811002?
    A: MICR (Magnetic Ink Character Recognition) helps clear physical cheques through the clearing system. It is not used for online NEFT/RTGS/IMPS transfers, but it is needed for cheque processing and some bank forms.
  • Q: Can the IFSC change in future after another merger or re-mapping?
    A: Yes. IFSCs can change when banks merge or branches are re-mapped. When that happens, old IFSCs are revoked and a new IFSC is issued. Always confirm the current IFSC with the branch or bank’s official contact before transferring funds.

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