Kalashan branch of Bihar Gramin Bank is located in Madhepura district, Bihar (PIN 852215). For anyone sending or receiving money to this branch, the IFSC code is the key identifier used by Indian fund-transfer systems — NEFT, RTGS and IMPS. Entering the correct IFSC ensures the transfer reaches the exact branch account without delay or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kalashan |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100790 |
| Branch Address | Kalashan, MADHEPURA, 852215, 9297954317 |
| Contact Number | 9297954317 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852215 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All branches previously operating with UBGB or DBGB IFSC codes now use the consolidated IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transactions to Kalashan branch, use only PUNB0MBGB06. Transfers made using retired IFSC codes may be rejected or delayed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic payment systems. The structure is:
- First 4 characters: Alphabetic bank code (example: PUNB for Punjab National Bank).
- 5th character: Always the numeral 0 (reserved for future use).
- Last 6 characters: Alphanumeric branch identifier (example: MBGB06 in PUNB0MBGB06).
So for PUNB0MBGB06: PUNB = Punjab National Bank, 0 = reserved, MBGB06 = Kalashan branch identifier.
How to Use IFSC Code
Follow these steps when transferring funds to the Kalashan branch using NEFT, RTGS or IMPS:
- Open your bank’s internet banking portal or mobile app and go to the fund transfer or add beneficiary section.
- Choose the transfer type (NEFT / RTGS / IMPS). Note: RTGS is for large-value transfers (check your bank for current minimum limits; banks commonly set RTGS minimum around ₹2,00,000).
- Enter beneficiary account number exactly as given by the recipient.
- Enter the IFSC code: PUNB0MBGB06. Do not alter the characters or spacing.
- Provide beneficiary name and branch (Kalashan, Madhepura) to help verification.
- Verify details on the confirmation screen. A mismatch in account number or IFSC can cause failure or routing to the wrong account.
- Authorize the payment using the required OTP or token as per your bank’s security procedure.
- Save the beneficiary if you will transfer again. Banks usually require one-time verification or a cooling period before first transfer to a new payee.
Tip: For large or urgent transfers, confirm with the recipient that the account number and IFSC are correct before sending.
Benefits of Knowing the IFSC
- Ensures funds route to the exact branch and account without manual intervention.
- Prevents failed transfers and associated delays.
- Required for adding beneficiaries in internet banking and mobile apps.
- Helps customer support trace transactions quickly using branch identifier and MICR.
- Useful when filling forms for salary credits, utility payments, and loan disbursals.
Contact
Branch phone: 9297954317
Branch address: Kalashan, MADHEPURA, 852215
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: How can I confirm the IFSC before sending money?
A: Verify the IFSC shown on the recipient’s cheque leaf, account passbook, or the bank-provided deposit slip. Alternatively, call the branch at 9297954317 or use your bank’s beneficiary verification screen which shows branch name after you enter the IFSC.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different branch but the account number exists at that branch, the transfer may go to that account (wrong recipient). If no matching account exists at the IFSC branch, the transaction will likely be rejected and refunded. Always double-check both account number and IFSC.
Q: Are NEFT, RTGS and IMPS all 24×7?
A: IMPS is available 24×7 and processes instantly. NEFT and RTGS services are available round-the-clock at most banks, but settlement rules and bank cut-offs can vary. Check your bank for processing times and any limits.
Q: Can I use an old UBGB or DBGB IFSC for payments?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new consolidated IFSC PUNB0MBGB06 for all transactions to this branch.
Q: What is MICR and branch code shown in the table?
A: MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing (here: 800811002). Branch code is an internal identifier used by the bank (here: 100790). Both help banks route and reconcile transactions, but IFSC is required for electronic transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.