Bihar Gramin Bank Phulparas. IFSC Code

Bihar Gramin Bank Phulparas. IFSC Code — This page covers the Phulparas branch located in Phulparas town, Madhubani district, Bihar (PIN 847409). The IFSC is a short alphanumeric code required to route electronic fund transfers. You need the correct IFSC for NEFT, RTGS and IMPS transfers so funds reach the exact branch and account without delay or rejection.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Phulparas
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100337
Branch Address	Phulparas., MADHUBANI, 847409, 9297954932
Contact Number	9297954932
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847409
State	Bihar

Merger Update

The Phulparas branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). This applies to branches formerly under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). The old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only PUNB0MBGB06. If you have saved an older UBGB/DBGB IFSC, update the beneficiary details before sending funds.

What is IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic transfers. Its structure:

• First 4 characters — bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved).
• Last 6 characters — branch identifier (letters/numbers). Example: MBGB06 for this branch.

So PUNB0MBGB06 breaks into PUNB | 0 | MBGB06.

How to Use IFSC Code

• Choose transfer type: NEFT, RTGS or IMPS in your bank app or netbanking. (IMPS and NEFT are generally available 24×7; verify with your bank for timings and limits.)
• Add a new beneficiary. Enter exact beneficiary name, account number and IFSC: PUNB0MBGB06.
• Double-check the account number and IFSC. Even one wrong character can delay or misroute funds.
• Confirm beneficiary (banks may require OTP or in-branch activation). Wait until the beneficiary is active before transferring.
• Initiate transfer. Note the transaction ID and save the receipt for tracking.
• If a transfer fails or goes to the wrong account, contact your bank immediately with transaction ID and timestamps. The bank will trace or reverse funds as per rules.

Benefits of Knowing the IFSC

• Ensures electronic payments reach the exact branch and account.
• Required to add beneficiaries for NEFT, RTGS and IMPS transfers.
• Helps banks route and reconcile payments quickly.
• Reduces chances of transfer delays and failed transactions.
• Makes online bill payments and salary credits smooth and auditable.

Contact

Branch phone no: 9297954932

Branch Address: Phulparas., MADHUBANI, 847409

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Where can I verify the IFSC for Phulparas?

  A: Check the branch passbook, cheque leaf, or the branch contact above. Use PUNB0MBGB06 for electronic transfers.

• Q: Can I use the old UBGB/DBGB IFSC saved earlier?

  A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06. Update saved beneficiaries before sending funds.

• Q: What if I enter a wrong IFSC?

  A: If the IFSC is wrong but maps to another valid branch, the money may reach a different account. If invalid, the transaction usually fails and the amount is returned. Contact your bank immediately with transaction details to initiate tracing or reversal.

• Q: Do IMPS, NEFT and RTGS all need IFSC?

  A: IMPS, NEFT and RTGS require IFSC to route funds to the branch. UPI transfers use VPA and do not need IFSC.

• Q: How fast are transfers to this IFSC?

  A: IMPS is instant. RTGS processes in real time during bank service hours. NEFT is typically processed the same day or within a few hours depending on bank processing cycles. Check the bank for exact cut-offs and service availability.