Bihar Gramin Bank Mahadeomath IFSC Code

Mahadeomath is a branch location in Madhubani district, Bihar (PIN 847108). This article covers the Bihar Gramin Bank, Mahadeomath branch and its electronic-transfer details. For fund transfers using NEFT, RTGS or IMPS, the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch in the payment network. Using the right IFSC helps ensure funds reach the intended account quickly and without manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Mahadeomath
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100334
Branch Address	Mahadeomath, MADHUBANI, 847108, 9297954928
Contact Number	9297954928
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847108
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under the umbrella of Punjab National Bank. After the merger, a single IFSC code is used for the combined operations at this location: PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. If you have saved an older UBGB IFSC in your beneficiary list, update it to avoid failed transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems.

• First 4 characters – bank identifier. Example: PUNB = Punjab National Bank.
• 5th character – reserved and is always 0 (zero).
• Last 6 characters – branch identifier used by the payment system. Example: in PUNB0MBGB06, the last six are MBGB06.

Note: The IFSC branch identifier does not always match the bank’s internal numeric branch code (here 100334). Both can exist simultaneously for different operational uses.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Gather beneficiary details: account number, correct name, and IFSC PUNB0MBGB06.
• Log in to your bank app or netbanking portal. Or visit a branch if you prefer offline transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is typically for large-value real-time transfers; IMPS is instant and available 24×7 subject to bank limits.)
• Enter beneficiary name, account number and the IFSC exactly as PUNB0MBGB06. Double-check spelling and digits.
• Enter amount and purpose. Verify the details on screen before confirming.
• Authenticate the payment using OTP or transaction password as required.
• Save the transaction reference or UTR number. Use it to track or to provide proof if needed.
• If a transfer fails or is delayed, contact your bank with the UTR and transfer timestamp.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct branch and account.
• Required for all online electronic transfers (NEFT, RTGS, IMPS).
• Speeds up reconciliation and automated settlement.
• Reduces manual intervention and lowers the chance of misdirected funds.
• Helps customer support resolve transfer issues faster when you can provide the IFSC and UTR.

Contact

Branch phone: 9297954928

Branch address: Mahadeomath, MADHUBANI, 847108

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers to this branch?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all electronic transfers.

• Q: Where can I find the IFSC on a cheque or passbook?

  A: IFSC is usually printed on the cheque leaf and on the first page of the passbook. For this branch it is PUNB0MBGB06. Always cross-check with the bank if unsure.

• Q: What happens if I enter the wrong IFSC?

  A: If IFSC points to a valid branch but the account number is wrong, funds may go to a different account. If IFSC is invalid, the transfer will fail and funds will be returned. Always verify IFSC and account number before confirming a transfer.

• Q: How long do NEFT/RTGS/IMPS transfers take?

  A: IMPS is instant (subject to bank limits). NEFT settlements occur in batches and usually complete within a few hours, depending on the banks and timing. RTGS is for high-value, near-real-time settlement. Timing and limits can vary; check with your bank for exact cut-off times and limits.

• Q: How do I update a saved beneficiary with the new IFSC?

  A: Log in to your bank’s beneficiary management section, select the beneficiary, edit the IFSC to PUNB0MBGB06, and follow your bank’s verification process. Some banks require re-verification or a cooling period before the updated beneficiary can be used.