Bihar Gramin Bank Kamlabari IFSC Code

The Bihar Gramin Bank branch at Kamlabari is located in Madhubani district, Bihar (Pincode 847226). This branch handles retail and rural banking services for local customers. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC identifies the bank and branch in the payment network and ensures funds are routed to the right account without delay.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Kamlabari
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100336
Branch Address	Kamlabari, MADHUBANI, 847226, 9297954922
Contact Number	9297954922
City	MADHUBANI
District	MADHUBANI Reason: JHANJHARPUR
Pincode	847226
State	Bihar

Merger Update

Bihar Gramin Bank branches that previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s system. All such branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB or DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transfers, use only the new IFSC PUNB0MBGB06; any older IFSC entries will result in transaction failure or routing delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

• First 4 characters identify the bank. Example: PUNB = Punjab National Bank.
• 5th character is reserved and is always 0.
• Last 6 characters identify the specific branch. Example: in PUNB0MBGB06, MBGB06 is the branch code.

How to Use IFSC Code

• Open your bank’s mobile app or netbanking portal and choose the transfer method: NEFT, RTGS or IMPS.
• Select “Add Beneficiary” or “New Payee”.
• Enter the beneficiary name exactly as on their bank account.
• Enter the beneficiary account number.
• Enter the IFSC code PUNB0MBGB06 for the Kamlabari branch.
• Double-check the MICR 800811002 if required by the bank for cheque processing (not mandatory for electronic transfers).
• Confirm and save the beneficiary. Most banks require activation or a cooling period before the first transfer.
• Initiate the transfer. IMPS is immediate and available 24×7. NEFT and RTGS availability depends on your bank’s timings, though most banks now support NEFT 24×7; banks may set RTGS minimums.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces errors.
• Required when adding beneficiaries in netbanking or mobile apps.
• Helps customer service staff locate the exact branch during disputes.
• Useful for cheque clearing and reconciliation when combined with MICR and branch code details.

Contact

Branch Phone: 9297954922

Branch Address: Kamlabari, MADHUBANI, 847226

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the correct IFSC for all transactions to Kamlabari?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to the Kamlabari branch. Old UBGB/DBGB IFSC codes are revoked.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC is incorrect, the payment may fail or reach the wrong branch. For electronic transfers, banks typically validate IFSC and account combination. Check beneficiary details before confirming.

Q: Do I need MICR to send money online?
A: No. MICR (800811002) is mainly used for cheque clearing. For NEFT, RTGS and IMPS, IFSC is required; MICR is optional.

Q: Can I transfer money 24×7 to this branch?
A: IMPS is available 24×7 and will work with the IFSC. NEFT and RTGS availability depends on your bank. Many banks now offer NEFT round-the-clock. For RTGS, check your bank’s rules for timings and any minimum amounts.

Q: How can I verify the branch address and phone before sending large sums?
A: Call the branch at 9297954922 or contact the head office toll-free at 18001807777. Confirm the beneficiary name, account number and IFSC before initiating large transfers.