The Bihar Gramin Bank branch at Rudrapur is located in Rudrapur village, Madhubani district, Bihar, PIN 847411. The local contact number is 9297954936. For electronic fund transfers (NEFT, RTGS, IMPS) you must use the branch IFSC so payments reach the correct account. The IFSC directs the payment through the bank and branch routing system, removing ambiguity and reducing transfer delays or failures.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Rudrapur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100340 |
| Branch Address | Rudrapur, MADHUBANI, 847411, 9297954936 |
| Contact Number | 9297954936 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847411 |
| State | Bihar |
Merger Update
If this branch earlier operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the consolidation that placed these regional banks under Punjab National Bank (PNB). Both UBGB and DBGB IFSC series have been retired. All electronic transactions for affected branches must use the single, current IFSC PUNB0MBGB06. Old UBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch. Its structure is:
- First 4 characters: bank identifier (letters). Example: PUNB indicates Punjab National Bank as the sponsor bank.
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch within the bank’s network.
Example: PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06.
How to Use IFSC Code
- Find the beneficiary’s IFSC. For Rudrapur branch use PUNB0MBGB06. Verify it from the beneficiary’s passbook, cheque leaf, or by calling the branch at 9297954936.
- Log in to your bank’s internet banking or mobile app. Or visit a branch if you prefer manual forms.
- Choose fund transfer and add a new beneficiary. Enter beneficiary name, account number, and the IFSC exactly as PUNB0MBGB06.
- Select transfer type: NEFT, RTGS or IMPS. Confirm the transfer type permitted by your bank and the beneficiary bank for the amount and timing required.
- Authorize the transfer. For first-time beneficiaries you may need to wait for beneficiary approval (usually a few minutes to a few hours depending on the bank).
- Keep the transaction reference or UTR and check the beneficiary account to confirm credit. If the transfer fails, contact your bank with the UTR and beneficiary details.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the intended branch and account.
- Reduces failed transfers and manual intervention by the banks.
- Speeds up beneficiary addition in netbanking and mobile apps.
- Helps customer service troubleshoot payment delays using the exact branch code (last 6 characters).
- Required for automated vendor payments, salary credits, and online purchases linked to bank transfers.
Contact
Branch phone no: 9297954936
Branch Address: Rudrapur, MADHUBANI, Bihar, 847411
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is correct for Rudrapur branch?
A: Check the beneficiary’s passbook or cheque leaf, call the Rudrapur branch at 9297954936, or ask your bank to confirm the IFSC before initiating the transfer.
Q: What happens if I enter the wrong IFSC while transferring funds?
A: If the wrong IFSC leads to a different branch but the account number matches an existing account, funds may be credited to that account. If the account number does not exist, the payment will typically be returned to the sender. Immediately contact your bank with the transaction reference (UTR) to start a recovery request.
Q: Are old UBGB IFSC codes still valid?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions related to these branches.
Q: Which transfer method should I use: NEFT, RTGS or IMPS?
A: Use IMPS for instant payments any time of day for smaller sums (limits set by individual banks). Use NEFT for standard value transfers; it is available round-the-clock. Use RTGS for high-value, real-time settlement when your bank supports the amount and timing you need. Check your bank for charges and limits.
Q: How long will a transfer to Rudrapur branch take?
A: IMPS is immediate. NEFT/RTGS timings depend on your bank’s processing and the settlement cycle, but many systems now run 24×7. If a transfer is delayed, provide the UTR to your bank and they can track it with the clearing system.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.