Bihar Gramin Bank Rewari IFSC Code

In Rewari, Samastipur, Bihar, having the correct bank details is crucial for managing your money. Whether you are sending funds to family, paying bills, or receiving payments, the Indian Financial System Code (IFSC) is a vital piece of information. This unique code ensures that your online fund transfers, such as NEFT, RTGS, and IMPS, reach the exact bank and branch you intend. It prevents errors and ensures your money moves securely and efficiently within the banking system.

Branch Information

Here are the key details for the Bihar Gramin Bank Rewari branch:

Bank Name Bihar Gramin Bank
Branch Name Rewari
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3946
Branch Address Rewari, Samastipur, 848134, 9955997853
Contact Number 9955997853
City Samastipur
District Samastipur
Region SAMASTIPUR
Pincode 848134
State Bihar

Important Merger Update

For customers of erstwhile Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), it is crucial to note a significant change. Both banks have merged and are now operating under a unified structure as Bihar Gramin Bank. This new entity is sponsored by Punjab National Bank.

As a result of this merger, all older IFSC codes previously issued to branches of UBGB and DBGB have been revoked. They are no longer valid for any banking transactions. To ensure successful fund transfers, such as NEFT, RTGS, or IMPS, you must use the new, standardized IFSC code. For branches like Rewari, Samastipur, the valid IFSC code is PUNB0MBGB06. Always use this updated code for all your digital transactions to avoid any issues.

Understanding the IFSC Code

The IFSC, or Indian Financial System Code, is an 11-character alphanumeric code. The Reserve Bank of India (RBI) assigns it to every bank branch participating in online fund transfers.

Let’s break down its structure using our example, PUNB0MBGB06:

  • The first four characters represent the bank name. In this case, PUNB stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
  • The fifth character is always a zero (0). This is a control character reserved for future use by the RBI.
  • The last six characters identify the specific branch. Here, MBGB06 points directly to the Rewari branch within the Bihar Gramin Bank network.

Each branch has a unique IFSC, making sure that your money goes to the correct destination every time.

How to Use the IFSC Code for Transfers

Using the IFSC code is a straightforward process when you want to send money online through NEFT, RTGS, or IMPS. Here’s how it generally works:

  1. Log In: Access your bank’s internet banking portal or mobile banking application.
  2. Select Transfer: Navigate to the ‘Fund Transfer’ or ‘Payments’ section.
  3. Choose Type: Pick the type of transfer you want to make:
    • NEFT (National Electronic Funds Transfer): Best for transfers that might not be urgent, processed in batches.
    • RTGS (Real Time Gross Settlement): Ideal for large-value, immediate transfers.
    • IMPS (Immediate Payment Service): Great for instant transfers, available 24/7, for smaller amounts.
  4. Add Beneficiary: If you’re sending money to someone for the first time, you’ll need to add them as a new beneficiary.
  5. Enter Details: Provide the beneficiary’s name, their account number, and the type of account they hold (e.g., Savings, Current).
  6. Input IFSC Code: This is where you’ll enter the specific IFSC code for the recipient’s branch. For Bihar Gramin Bank Rewari, it is PUNB0MBGB06.
  7. Verify and Confirm: Carefully review all the entered details, especially the account number and IFSC code, to prevent errors. Once confirmed, proceed with the transfer.

Following these steps ensures that your funds are transferred accurately and without delays to the intended recipient’s bank and branch.

Benefits of Knowing Your IFSC Code

Understanding and using the correct IFSC code offers several advantages for your banking needs:

  • Ensures Accurate Transfers: The IFSC code acts like a unique address, directing your funds precisely to the intended bank and branch. This eliminates the risk of money going to the wrong account.
  • Facilitates Online Transactions: It is essential for all major online fund transfer methods, including NEFT, RTGS, and IMPS. Without it, you cannot send money digitally.
  • Saves Time: By providing immediate and accurate routing information, the IFSC code helps process your transactions quickly, reducing delays in fund transfers.
  • Increases Security: The unique identification helps in tracking transactions, adding an extra layer of security to your financial dealings.
  • Prevents Errors: Double-checking the IFSC code along with the account number is a simple yet effective way to avoid common mistakes in financial transfers.
  • Easy to Locate: You can easily find the IFSC code on your bank’s cheque book, passbook, bank statements, or on the bank’s official website.

Contact Information

If you need to get in touch with Bihar Gramin Bank, here are the relevant contact details:

Rewari Branch Phone Number: 9955997853

Rewari Branch Address: Rewari, Samastipur, 848134

Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Bihar Gramin Bank Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about the IFSC code for Bihar Gramin Bank Rewari branch:

What is the IFSC code for Bihar Gramin Bank Rewari branch?
The IFSC code for Bihar Gramin Bank, Rewari branch, is PUNB0MBGB06. Make sure to use this exact code for all your online fund transfers.

Is the IFSC code for Bihar Gramin Bank Rewari branch the same as other branches?
No, not entirely. While the first five characters (PUNB0) might be common for many Bihar Gramin Bank branches under Punjab National Bank sponsorship, the last six characters (MBGB06) are unique to the Rewari branch. Each branch has its own distinct IFSC code.

What should I do if I accidentally use an old IFSC code from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB)?
If you use an old IFSC code from UBGB or DBGB, your transaction will most likely fail. These old codes are no longer valid due to the merger that formed Bihar Gramin Bank. Always use the new, correct IFSC code like PUNB0MBGB06 for Rewari branch to ensure your transfer is successful.

Can I find the IFSC code on my Bihar Gramin Bank cheque book?
Yes, the IFSC code is usually printed on the cheque leaves of your Bihar Gramin Bank cheque book. You can typically find it near the bank name and address, or at the top of the cheque.

Why is the fifth digit of the IFSC code always ‘0’?
The fifth digit of the IFSC code is always a ‘0’ (zero). This character is reserved by the Reserve Bank of India (RBI) for future use. It acts as a control character in the code structure.

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