The Bihar Gramin Bank branch at Allouli is located in Allouli village in Khagaria district, Bihar (Pincode 848203). This IFSC code page gives the details you need to send and receive electronic fund transfers. For NEFT, RTGS and IMPS transfers you must supply the correct IFSC. The IFSC ensures money routes to the right bank and branch and prevents failed or misdirected transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Allouli |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3507 |
| Branch Address | Allouli, Khagaria, 848203, 8102918672 |
| Contact Number | 8102918672 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 848203 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. All former UBGB/DBGB branches now operate using the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB IFSC codes have been revoked and are no longer valid. Use only the new IFSC code (PUNB0MBGB06) for NEFT, RTGS and IMPS transactions to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to specific bank branches in India. The structure is:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always the digit 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch.
So the code PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking portal, mobile app or visit the branch. Choose the transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as provided by the recipient.
- Enter the IFSC: PUNB0MBGB06. Double-check characters (letters are case-insensitive but must be correct).
- Select or enter the beneficiary bank branch (Allouli, Khagaria) if prompted. Verify MICR 800811002 when required for cheque processing.
- Enter the transfer amount. NEFT has no standard minimum; RTGS is typically used for larger amounts (banks commonly set ₹2,00,000 as a threshold); IMPS is for instant transfers within per-transaction limits set by the bank.
- Review details: beneficiary name, account number, IFSC and amount. Confirm and authenticate (OTP, UPI PIN or netbanking password) to complete the transaction.
- Note settlement: IMPS is instant (24×7). NEFT and RTGS are also available round-the-clock at most banks; settlement timing depends on the chosen service and bank processing rules.
Benefits of Knowing the IFSC
- Ensures funds route to the exact branch and account during NEFT/RTGS/IMPS transfers.
- Reduces failed or returned transactions caused by incorrect bank identifiers.
- Makes adding beneficiaries in netbanking or mobile apps fast and accurate.
- Required for online payments, inward remittances and many automated payment setups.
- Helps customer support and reconciliation by providing a unique branch reference (branch code 3507, MICR 800811002).
Contact
Branch Phone: 8102918672
Branch Address: Allouli, Khagaria, 848203
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use any old UBGB IFSC for transfers to this branch?
A: No. Old UBGB IFSCs have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for all electronic transfers.
Q: What if I enter the wrong IFSC but the correct account number?
A: Banks generally route by IFSC for branch selection and by account number for final delivery. If IFSC points to a different branch, the transfer may go to another branch account or get returned. Always verify both IFSC and account number before sending funds.
Q: Where do I find the MICR and branch code and what are they used for?
A: The MICR (Magnetic Ink Character Recognition) code for Allouli branch is 800811002. The internal branch code is 3507. MICR is mainly used for cheque clearing; branch code is for internal bank routing and record keeping.
Q: Is IMPS available for transfers to this branch?
A: Yes. Use IFSC PUNB0MBGB06 with your bank’s IMPS option for instant transfers. IMPS works 24×7 and is suitable for smaller urgent transfers within your bank’s limits.
Q: How do I confirm the beneficiary details before transferring?
A: Ask the recipient to share the account number, account name, IFSC (PUNB0MBGB06) and branch address. In your bank app, compare the displayed beneficiary name and IFSC after you add them; many banks fetch and show branch details for confirmation. For large transfers, call the branch at 8102918672 to verify before sending.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.