The Bihar Gramin Bank branch at Andhra Tharhi is located in Madhubani district, Bihar (PIN 847401). This IFSC code page gives the exact code used for electronic fund transfers. The IFSC (Indian Financial System Code) is essential when you send money through NEFT, RTGS or IMPS. Banks use it to route your payment to the correct bank and branch. Using the correct IFSC reduces delays and failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Andhra Tharhi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100364 |
| Branch Address | Andhra Tharhi, MADHUBANI, 847401, 9297954909 |
| Contact Number | 9297954909 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847401 |
| State | Bihar |
Merger Update
If this branch previously came under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: UBGB and DBGB have merged into a single entity under Punjab National Bank’s sponsorship. All old UBGB/DBGB IFSC codes have been revoked. The single valid IFSC for transactions now is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS or IMPS. Any payments attempted with old UBGB or DBGB IFSC codes will fail or be returned.
What is IFSC Code?
The IFSC is an 11-character alphanumeric code used to identify a specific bank branch in electronic payments. Its structure is:
- First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
- 5th character: reserved and always 0 (zero) in the standard format.
- Last 6 characters: branch identifier (alphanumeric). In this case, MBGB06 identifies the Andhra Tharhi branch.
Example: PUNB0MBGB06 = PUNB (bank) + 0 + MBGB06 (branch).
How to Use IFSC Code
- Collect the beneficiary details: name, bank account number, and IFSC (here: PUNB0MBGB06).
- Log in to your bank’s netbanking or mobile banking app.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT are typically used for smaller/instant transfers; RTGS for large-value transfers—confirm limits with your bank.)
- Add a new beneficiary. Enter the beneficiary account number and IFSC exactly as provided. Double-check spelling and digits.
- Authorize addition of the beneficiary (OTP, debit card details, or in-branch verification as required).
- Initiate the transfer. Select the beneficiary, enter the amount and purpose, then confirm and authenticate the payment.
- Save transaction reference or UTR for tracking. Use it to follow up with the bank if needed.
Note: NEFT/RTGS/IMPS timings, charges and limits vary by bank. Always confirm with your bank before sending high-value payments.
Benefits of Knowing the IFSC
- Accurate routing: Ensures payments reach the exact branch and account.
- Faster processing: Correct IFSC reduces failed transfers and delays.
- Required for electronic transfers: Mandatory for NEFT, RTGS, IMPS transactions.
- Useful for verification: Cross-check IFSC with bank details to prevent fraud.
- Simple to share: Can be included on cheques, invoices and payment instructions.
Contact
Branch phone no: 9297954909
Branch Address: Andhra Tharhi, MADHUBANI, 847401
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How do I confirm that PUNB0MBGB06 is the right IFSC for Andhra Tharhi?
A: Confirm using the branch details (city, district, pincode and branch name). If the branch name and address match the beneficiary details, the IFSC PUNB0MBGB06 is correct. When in doubt, call the branch at 9297954909.
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC identifies the branch for all three systems. Ensure you select the correct transfer type in your bank app. Check bank-specific limits and charges first.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match any branch, the transfer will usually fail. If it points to a different branch but the account number belongs to the intended bank, funds could be misrouted. Always verify the IFSC and account number before confirming.
Q: Are old UBGB or DBGB IFSC codes still valid?
A: No. Following the merger under Punjab National Bank, old UBGB/DBGB IFSC codes have been revoked. Use only the new code PUNB0MBGB06 for transactions.
Q: How long do transfers take with this IFSC?
A: IMPS is instant. NEFT and RTGS processing times depend on the banks involved and the transfer type; many banks now process these 24×7. Expect near-instant or same-day settlement in most cases. Keep your transaction reference to track the payment.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.