The Arajpur branch of Bihar Gramin Bank is located in Arajpur, Madhepura district, Bihar, PIN 852101. This branch serves local towns and villages around Madhepura. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code. The IFSC links your beneficiary account to the specific bank branch and ensures funds route correctly and quickly.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Arajpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108115 |
| Branch Address | Arajpur, MADHEPURA, 852101, 9297954302 |
| Contact Number | 9297954302 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852101 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity now operating as Bihar Gramin Bank under the sponsorship of Punjab National Bank. The consolidated IFSC in use for this Arajpur branch and other merged branches is PUNB0MBGB06. Old IFSC codes issued under UBGB or DBGB have been revoked. For NEFT, RTGS or IMPS transactions, use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems.
- First 4 characters: bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier. It is alphanumeric and identifies the specific branch. In PUNB0MBGB06, the last six characters MBGB06 point to the Arajpur/merged-branch code.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking site or mobile app and choose the transfer option (NEFT/RTGS/IMPS).
- Select “Add Beneficiary” or “New Payee.” Enter the beneficiary name exactly as per bank records.
- Enter the beneficiary account number and confirm it carefully. A wrong account number can route funds to another account even if the IFSC is correct.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Arajpur branch.
- Choose the transfer type: NEFT (no minimum; batch/continuous settlement), RTGS (for high-value transfers—typically used for ₹2,00,000 and above as per bank norms), or IMPS (instant 24×7, subject to bank limits).
- Enter the amount and any remarks. Confirm details on screen and authenticate with OTP or transaction PIN.
- After successful authentication, save the transaction reference. Check beneficiary credit status; NEFT/RTGS transfers may reflect in minutes to hours depending on timing and cut-offs, while IMPS is typically immediate.
Benefits of Knowing the IFSC
- Ensures money reaches the correct branch and account during NEFT, RTGS or IMPS transfers.
- Prevents delays and reversals caused by incorrect branch routing.
- Enables setting up beneficiaries accurately in netbanking and payment apps.
- Useful for receiving salary, pension, subsidies and customer refunds without manual intervention.
- Helps bank staff validate and troubleshoot payment issues quickly by confirming exact branch identity.
Contact
Branch phone: 9297954302
Branch address: Arajpur, MADHEPURA, 852101
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
- Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. The old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transfers to the Arajpur branch.
- Q: Where can I verify the IFSC before making a transfer?
A: Verify the IFSC on the cheque book leaf, passbook, bank branch counter, or confirm with the branch phone number 9297954302. Always cross-check before large transfers.
- Q: What if I enter the wrong IFSC but the correct account number?
A: If the account number is valid and maps to a branch, the payment usually succeeds based on the account number. However, inconsistent IFSC can cause delays or manual intervention. To be safe, always enter both correctly.
- Q: Is IMPS available for this branch?
A: Yes. IMPS is available for bank-to-bank transfers if both banks support it. Use IFSC PUNB0MBGB06 when adding the beneficiary. IMPS is typically instant and available 24×7.
- Q: What is MICR code used for?
A: The MICR code (800811002) is used mainly for cheque processing and clearing. It helps automated cheque clearing between banks and branches.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.