Bihar Gramin Bank, Araria Sangram branch is located in Madhubani district of Bihar, PIN 847109. This branch now operates under Punjab National Bank’s IFSC routing code. The IFSC code is essential for electronic fund transfers. It tells the payment system which bank and branch should receive money for NEFT, RTGS and IMPS transactions. Always use the correct IFSC to ensure funds reach the right account quickly and without reversal delays.
Bihar Gramin Bank Araria Sangram IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Araria Sangram |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100324 |
| Branch Address | Araria Sangram, MADHUBANI, 847109, 9297954910 |
| Contact Number | 9297954910 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847109 |
| State | Bihar |
Merger Update
The Araria Sangram branch was part of the regional Gramin bank network that merged into Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. After the merger, a single IFSC code is used for transactions: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code is valid for NEFT, RTGS and IMPS transfers. Before sending funds, confirm the IFSC on a recent bank statement or with the branch.
What is IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch in electronic payment systems. The structure is:
- First 4 characters: Bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
When you transfer money via NEFT, RTGS or IMPS, follow these steps:
- Choose the transfer type in your bank app or internet banking: NEFT, RTGS or IMPS.
- Select the beneficiary/add new beneficiary option.
- Enter the beneficiary name and account number exactly as provided.
- Enter the IFSC code: PUNB0MBGB06 for Araria Sangram branch.
- Enter the transfer amount and purpose (if required).
- Verify all details carefully. A wrong IFSC can delay the transfer.
- Confirm and authenticate the transaction using OTP or bank token.
Notes on transfer types:
- NEFT: No standard minimum; used for most retail transfers. Available across banks for electronic settlement.
- RTGS: Suited for large-value payments. Check your bank for the current minimum and charges.
- IMPS: Instant, 24×7 for smaller to medium-value transfers. Limits depend on the bank (often up to ₹2 lakh per transaction).
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch without manual intervention.
- Reduces transfer delays and failed transactions.
- Required for adding beneficiaries for NEFT, RTGS and IMPS.
- Helps customer service resolve mismatches quickly by providing an exact routing code.
- Useful for payroll, vendor payments and recurring transfers where accuracy matters.
Contact
Branch Phone: 9297954910
Branch Address: Araria Sangram, MADHUBANI, 847109
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 case-sensitive?
A: IFSC is not case-sensitive when entered in most banking systems. However, enter it exactly as given to avoid errors.
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for Araria Sangram branch transactions.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC points to a different branch, funds may go to the wrong branch and require recovery processes. If the IFSC is invalid, the transfer will usually fail. Report mistakes to your bank immediately with transaction details.
Q: Where else can I verify this IFSC?
A: Verify the IFSC on a cheque leaf from the Araria Sangram branch, on a bank statement, or by calling the branch number 9297954910. Always confirm before large transfers.
Q: Do I need IFSC for UPI transfers?
A: No. UPI uses virtual payment addresses and does not require IFSC. For NEFT, RTGS and IMPS, IFSC is mandatory.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.