Bihar Gramin Bank AYERKOTHA IFSC Code

The Bihar Gramin Bank branch located in AYERKOTHA, Rohtas, Bihar, plays an important role for local residents and businesses. To move money electronically in today’s digital world, you need specific codes. The Indian Financial System Code, or IFSC, is one such crucial code. It ensures that money transfers through systems like NEFT, RTGS, and IMPS reach the correct bank branch without any issues. Without the right IFSC, your online fund transfers simply won’t go through.

Branch Details

Here are the full details for the Bihar Gramin Bank AYERKOTHA branch:

Bank Name	Bihar Gramin Bank
Branch Name	AYERKOTHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7330
Branch Address	AYERKOTHA, Rohtas, 821306, 9771464330
Contact Number	9771464330
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821306
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed from the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger brought these banks under a single umbrella, sponsored by Punjab National Bank. As a result, all branches that previously belonged to UBGB or DBGB now operate under the Bihar Gramin Bank name. Importantly, all old IFSC codes belonging to UBGB and DBGB have been revoked. For any transactions with branches of the merged bank, including the AYERKOTHA branch, you must use the new, standardized IFSC code: PUNB0MBGB06. Using an old IFSC code will cause your transaction to fail.

What is an IFSC Code?

The IFSC Code, or Indian Financial System Code, is an 11-character alpha-numeric code. It uniquely identifies every bank branch in India participating in online fund transfers. Understanding its structure can be helpful:

• The first four characters represent the bank’s name. For Bihar Gramin Bank, this is PUNB (as it is sponsored by Punjab National Bank).
• The fifth character is always a zero (0). This character is reserved for future use.
• The last six characters identify the specific branch. For the AYERKOTHA branch, these are MBGB06.

So, for AYERKOTHA branch, the IFSC is PUNB0MBGB06.

How to Use the IFSC Code

When you need to transfer funds using NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), the IFSC code is essential. Here’s a general guide on how to use it:

1. Log in to your online banking or mobile banking app: Access your account using your credentials.
2. Select the fund transfer option: Look for options like “Fund Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add a new beneficiary (if not already added): You’ll need to enter details of the person or entity you are sending money to.
4. Enter beneficiary details:
   • Beneficiary Account Number (the account where money will go).
   • Beneficiary Name.
   • Bank Name (Bihar Gramin Bank).
   • Branch Name (AYERKOTHA).
   • The specific IFSC Code (PUNB0MBGB06).
   • Confirm the account number again.
5. Enter the transfer amount: Specify how much money you want to send.
6. Review and confirm: Double-check all details, especially the account number and IFSC code, before confirming the transaction. This ensures the money reaches the right place.

Always verify the IFSC code before initiating a transfer. A small mistake can lead to funds being sent to the wrong account or the transaction failing.

Benefits of Knowing the IFSC Code

Having the correct IFSC code at hand offers several advantages:

• Ensures accurate transfers: It directs your money to the exact branch, reducing errors.
• Facilitates quick transactions: Online fund transfers like NEFT, RTGS, and IMPS rely on IFSC for speed.
• Increases security: The unique code adds a layer of verification, making transactions safer.
• Simplifies online banking: It makes it easy to set up new beneficiaries for future transfers.
• Avoids delays: Using the correct code prevents transactions from being held up or rejected.

Contact Information

For any banking inquiries related to the AYERKOTHA branch or Bihar Gramin Bank, you can use the following contact details:

• AYERKOTHA Branch Phone Number: 9771464330
• AYERKOTHA Branch Address: AYERKOTHA, Rohtas, 821306
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Bihar Gramin Bank Toll-Free Number: 18001807777

Frequently Asked Questions

Q: What is the IFSC code for Bihar Gramin Bank AYERKOTHA branch?

A: The IFSC code for Bihar Gramin Bank AYERKOTHA branch is PUNB0MBGB06.

Q: Is the MICR code important for online transfers?

A: While the IFSC code is critical for NEFT, RTGS, and IMPS, the MICR code (Magnetic Ink Character Recognition) is primarily used for clearing physical cheques. It helps identify the branch and bank on cheques quickly.

Q: Can I use an old Uttar Bihar Gramin Bank (UBGB) IFSC code for a transaction?

A: No. Following the merger, all old IFSC codes from UBGB and Dakshin Bihar Gramin Bank (DBGB) have been revoked. You must use the new unified IFSC code, PUNB0MBGB06, for all transactions with Bihar Gramin Bank branches.

Q: What should I do if my online transfer fails due to an incorrect IFSC code?

A: If your transfer fails, double-check the IFSC code you entered. Ensure it is PUNB0MBGB06 for the AYERKOTHA branch. Correct the code and try the transaction again. If problems persist, contact your bank’s customer service or the AYERKOTHA branch directly.

Q: Where can I find the IFSC code for other Bihar Gramin Bank branches?

A: You can usually find the IFSC code on your bank passbook, cheque book, or by visiting the official website of Bihar Gramin Bank or its sponsor bank, Punjab National Bank. Most reliable third-party banking information websites also provide this data.