Bihar Gramin Bank Bahadurganj IFSC Code

Bihar Gramin Bank Bahadurganj IFSC Code

by

The Bihar Gramin Bank branch at Bahadurganj is located in Bahadurganj, Kishanganj district, Bihar — PIN 855101. This branch serves local residents and businesses for routine banking and remittance needs. For electronic fund transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential. The IFSC identifies the bank and branch so payments route accurately and quickly; a wrong or old IFSC can delay or return a transaction.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name Bahadurganj
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100839
Branch Address Bahadurganj, KISHANGANJ, 855101, 9297954391
Contact Number 9297954391
City KISHANGANJ
District KISHANGANJ
Reason ARARIA
Pincode 855101
State Bihar

Merger Update

If your account was earlier with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both entities have been merged under the sponsor bank Punjab National Bank (PNB). All legacy UBGB/DBGB IFSC codes have been revoked. The single, valid IFSC for transactions for affected branches is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transfers. Sending payments with an old UBGB/DBGB IFSC can result in failed transfers or delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is:

  • First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
  • 5th character — always ‘0’ (reserved for future use).
  • Last 6 characters — branch identifier (alphanumeric). Example: in PUNB0MBGB06, MBGB06 identifies the specific branch.

Together the 11 characters let the payment network route funds to the correct branch account.

How to Use IFSC Code

Follow these steps when sending or receiving money:

  • Open your bank’s netbanking or mobile app, or visit the bank branch.
  • Choose the transfer type: NEFT (batch), RTGS (real-time, for larger amounts), or IMPS (instant, 24×7).
  • Enter beneficiary details: name, account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Bahadurganj branch.
  • Verify the MICR 800811002 and branch address if prompted (helps avoid mistakes).
  • Enter the amount and purpose, then confirm using OTP or transaction PIN as required.
  • Save the beneficiary after successful transfer if you plan to reuse the details.

Double-check account number and IFSC before confirming. For RTGS, transactions are processed during bank working hours; IMPS is available 24×7. NEFT timings are governed by the bank’s NEFT settlement schedule.

Benefits of Knowing the IFSC

  • Ensures fast and accurate routing of NEFT, RTGS and IMPS transfers.
  • Prevents delays or returns caused by incorrect branch identification.
  • Simplifies setting up beneficiaries in online banking or mobile apps.
  • Helps verify branch details when reconciling payments or payroll.
  • Useful when filing forms that require bank branch identification (e.g., subsidies, mandates).

Contact

Branch Phone No: 9297954391

Branch Address: Bahadurganj, KISHANGANJ, 855101

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC for Bahadurganj branch?

    A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC to use. Any old UBGB or DBGB IFSCs are revoked.

  • Q: What if I enter the wrong IFSC but correct account number?

    A: Banks use both account number and IFSC to route funds. If the IFSC points to a different bank, the transfer may fail or go to the wrong branch; usually it will be returned. Contact your bank immediately if you notice an error.

  • Q: How do I confirm the IFSC before sending money?

    A: Confirm the IFSC shown on a cheque leaf, bank passbook, or the branch contact details above. You can also call the branch at 9297954391 or the bank toll-free number 18001807777 to verify.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC identifies the branch for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) code is used mainly to speed up cheque clearing and is numeric (e.g., 800811002).

  • Q: When should I use RTGS instead of NEFT or IMPS?

    A: Use RTGS for large-value immediate transfers during bank RTGS hours (thresholds vary by bank). IMPS is instant and available 24×7 for smaller amounts. NEFT operates in hourly or scheduled batches and is suitable for standard transfers.

Leave a Comment