Bihar Gramin Bank BANAULI IFSC Code

Welcome to the guide for Bihar Gramin Bank’s BANAULI branch. This branch is located in the Rohtas district of Bihar, a region known for its rich history and agricultural landscape. Understanding the IFSC (Indian Financial System Code) for this branch is crucial for secure and efficient fund transfers. Whether you’re sending money via NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), the correct IFSC code ensures your transaction reaches the intended recipient without delay. It acts as a unique identifier for each bank branch, much like a digital address.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BANAULI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7333
Branch Address	BANAULI, Rohtas, 821104
Contact Number	9771464333
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821104
State	Bihar

Merger Update

It’s important to note a significant change regarding Bihar Gramin Bank. This bank was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both of these former banks have now merged into a single entity: Bihar Gramin Bank. As part of this merger and its sponsorship by Punjab National Bank, all branches of Bihar Gramin Bank now operate under a unified IFSC code structure. The specific IFSC code for the BANAULI branch, as listed above, is PUNB0MBGB06. It starts with “PUNB0” because Punjab National Bank is the sponsor bank for Bihar Gramin Bank. This means that any old IFSC codes previously associated with UBGB or DBGB are no longer valid for transactions. You must use the new, updated IFSC code for all your financial transfers to and from Bihar Gramin Bank branches, including BANAULI.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. This code is essential for electronic fund transfers. It helps direct money to the correct bank and specific branch. The structure of the IFSC code for Bihar Gramin Bank’s BANAULI branch (PUNB0MBGB06) can be broken down:

• The first four characters represent the bank name. In this case, “PUNB” stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This is reserved for future use.
• The last six characters uniquely identify the specific branch. For BANAULI, “MBGB06” is the unique branch code.

This unique combination ensures that your funds are precisely routed to the BANAULI branch of Bihar Gramin Bank, rather than another branch or bank.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are making electronic fund transfers. Here’s how it works for common transfer methods:

For NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement):

1. Log in to your bank’s online banking portal or mobile app.
2. Navigate to the “Fund Transfer” or “Payments” section.
3. Select “Add Beneficiary” if you haven’t transferred to this account before.
4. Enter the beneficiary’s details: name, account number, bank name (Bihar Gramin Bank), and the branch name (BANAULI).
5. Crucially, enter the IFSC code: PUNB0MBGB06.
6. Confirm the details. For NEFT, enter the amount and submit. For RTGS, select “RTGS” as the transfer type, enter the amount (usually for larger sums), and submit.

For IMPS (Immediate Payment Service):

1. Open your mobile banking app or payment application.
2. Choose the “IMPS” option for immediate transfers.
3. You will typically need the beneficiary’s account number and the IFSC code: PUNB0MBGB06.
4. Enter the amount you wish to send.
5. Review all details carefully before confirming the transaction. IMPS transfers are processed instantly.

Always double-check the IFSC code and account number before confirming any transaction to avoid errors.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for Bihar Gramin Bank BANAULI branch offers several important benefits:

• Accurate Fund Transfers: Ensures that your money goes to the correct recipient account at the specific BANAULI branch.
• Faster Processing: Correct IFSC codes help systems process transactions quickly, especially for NEFT and RTGS.
• Error Prevention: Reduces the chances of failed transactions or funds being sent to the wrong account.
• Secure Transactions: Adds a layer of security by verifying the branch identity.
• Essential for Online Banking: It’s a mandatory piece of information for setting up beneficiaries and initiating most online transfers.
• Avoid Delays: Prevents delays that can occur when an incorrect or outdated IFSC code is used.

Contact Information

Should you need to contact the BANAULI branch or the bank’s head office, here are the details:

• Branch Phone Number (BANAULI): 9771464333
• Branch Address (BANAULI): BANAULI, Rohtas, 821104, Bihar
• Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (Bihar Gramin Bank): 18001807777

FAQs

Here are some frequently asked questions about Bihar Gramin Bank’s BANAULI branch and its IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank BANAULI branch?
A1: The IFSC code for Bihar Gramin Bank BANAULI branch is PUNB0MBGB06.

Q2: Can I use an old IFSC code for Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) for the BANAULI branch?
A2: No, you cannot. Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank have merged to form Bihar Gramin Bank. All old IFSC codes for these former banks are revoked. You must use the new IFSC code PUNB0MBGB06 for all transactions involving the BANAULI branch.

Q3: Why does the IFSC code start with “PUNB”?
A3: The IFSC code starts with “PUNB” because Punjab National Bank is the sponsor bank for Bihar Gramin Bank. This indicates the primary bank through which Bihar Gramin Bank’s transactions are routed.

Q4: Is the IFSC code the same for all Bihar Gramin Bank branches?
A4: No, only the first five characters (“PUNB0”) are common for all Bihar Gramin Bank branches. The last six characters uniquely identify each specific branch. So, while “PUNB0” is common, the complete 11-character IFSC code is unique to each branch.

Q5: What should I do if my online transfer fails due to an incorrect IFSC code?
A5: If your transfer fails, first double-check the IFSC code you entered against the correct code (PUNB0MBGB06 for BANAULI). Also, verify the beneficiary’s account number. If the issue persists, contact your bank’s customer service or the Bihar Gramin Bank BANAULI branch directly using the provided contact number.