The Bihar Gramin Bank BARE branch is located in BARE, Kaimur (Bhabua), Bihar, PIN 821109. This branch serves local retail customers and small businesses in the Kaimur (Bhabua) area. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is the key identifier that routes payments to this exact branch. Using the correct IFSC ensures funds reach the right account quickly and avoids delays or failed transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | BARE |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7335 |
| Branch Address | BARE, Kaimur (Bhabua), 821109, 9771464335 |
| Contact Number | 9771464335 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821109 |
| State | Bihar |
Merger Update
The BARE branch uses the IFSC code PUNB0MBGB06, which belongs to Punjab National Bank (PNB) after reorganization. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single banking structure that now uses the PNB IFSC PUNB0MBGB06 for this branch. Old IFSC codes issued under UBGB or DBGB have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions for this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is fixed:
- First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
- 5th character = reserved (always 0).
- Last 6 characters = branch identifier (example: in PUNB0MBGB06 the last six are MBGB06).
The IFSC directs the payment to the correct bank and branch in NEFT, RTGS and IMPS systems. MICR codes (like 800811002) are different and used primarily for cheque clearing.
How to Use IFSC Code
Follow these steps when sending money to an account at the BARE branch:
- Open your bank’s internet banking or mobile app and choose the transfer type (NEFT, RTGS or IMPS).
- Add a beneficiary: enter the beneficiary name exactly as on the account and the account number.
- Enter the IFSC code exactly: PUNB0MBGB06. Double-check characters; IFSC is not case-sensitive but must match characters.
- Provide any additional details required (phone, branch name or purpose if prompted).
- Confirm the details and authorize the transfer using the OTP or other authentication method.
- For new beneficiaries, consider sending a small test amount first to confirm details before larger transfers.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the intended branch and account.
- Faster transfers: NEFT, RTGS and IMPS depend on IFSC to route payments quickly.
- Reduced errors: Correct IFSC reduces chances of failed transfers and delays.
- Convenience: Required by online banking forms and payment gateways.
- Merger clarity: After bank mergers, using the new IFSC avoids rejected transactions.
Contact
Branch phone no: 9771464335
Branch Address: BARE, Kaimur (Bhabua), 821109
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for all former UBGB or DBGB branches?
A: Not necessarily for all branches. For branches that were merged into the Punjab National Bank structure and administratively mapped to this code, PUNB0MBGB06 is the active IFSC. Old UBGB and DBGB IFSCs have been revoked; always confirm the current IFSC with the bank before transferring.
Q: What happens if I enter a wrong IFSC during a transfer?
A: If the IFSC points to a different branch than the account number, the payment may be rejected or returned after processing. If the wrong IFSC still maps to a valid account number at that branch, the funds might go to an unintended beneficiary. Always verify both account number and IFSC. If an error occurs, contact your bank immediately.
Q: Do I need MICR code for NEFT/RTGS/IMPS?
A: No. MICR code (e.g., 800811002) is used for cheque clearing. For online electronic transfers you need the IFSC. Some forms ask for MICR for reference, but it is not required for NEFT/RTGS/IMPS.
Q: Can I use the IFSC for international transfers?
A: IFSC is used inside India for domestic electronic payments. For inward international transfers, banks typically use SWIFT/BIC codes and may require additional details. Check with the remitting bank and the receiving bank’s correspondent details.
Q: How can I verify that PUNB0MBGB06 is current and valid?
A: Verify the IFSC on your cheque leaf, bank passbook, an official bank communication, or by calling the branch at 9771464335. After mergers, banks publish new IFSCs and revoke old ones—confirm with the bank if unsure before sending funds.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.