Bihar Gramin Bank Barhima Bazar IFSC Code

Bihar Gramin Bank, Barhima Bazar branch is located in Gopalganj district, Bihar (PIN 841423). This IFSC code entry explains the details you need to send or receive electronic fund transfers. The IFSC identifies the bank and branch for NEFT, RTGS and IMPS. Using the correct IFSC prevents transfer delays, rejects and possible returns.

Branch Details

Merger Update

Several regional rural banks in Bihar were reorganised and their operations consolidated under a larger sponsor bank. If a branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note this important change: both UBGB and DBGB have been merged and now operate using a single IFSC code under Punjab National Bank — PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC code (PUNB0MBGB06) is valid for electronic transfers. Always confirm the current IFSC with the beneficiary before initiating payment.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank)
• 5th character — reserved as 0 (zero)
• Last 6 characters — branch identifier (unique to the branch)

Example: PUNB0MBGB06 — here PUNB is the bank, 0 is fixed, and MBGB06 identifies the specific branch within the bank network.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank app or internet banking. Go to the “Fund Transfer” or “Add Beneficiary” section.
• Choose transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value transfers; typically used above Rs.2,00,000. IMPS is instant and available 24×7. NEFT is also available round-the-clock in most banks.)
• Enter beneficiary details: name, account number, and the IFSC PUNB0MBGB06 for Barhima Bazar branch.
• Enter amount, purpose and any required remarks. Verify entries carefully—an incorrect IFSC or account number can cause delays or returns.
• Submit and authenticate (OTP, token, or PIN). Note the transaction reference number for tracking.
• For large value RTGS transfers, check your bank’s RTGS cutoffs and minimum limits before initiating.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct branch.
• Reduces failed or delayed transfers and associated follow-up.
• Required when adding a beneficiary for NEFT, RTGS or IMPS.
• Helps customer service quickly identify branch for dispute resolution.
• Useful when verifying bank details on payment instructions or invoices.

Contact

Branch phone no: 9297954506
Branch Address: Barhima Bazar, GOPALGANJ, 841423
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers to this branch?
  A: No. Old UBGB IFSC codes were revoked after the merger. Use the current IFSC PUNB0MBGB06 for all transactions.
• Q: What happens if I enter the wrong IFSC but the correct account number?
  A: If the account number and IFSC mismatch, transactions may be rejected or routed incorrectly. Banks usually validate both; a mismatch can lead to a return. Always confirm both before sending funds.
• Q: Is there a difference in using NEFT, RTGS or IMPS to this IFSC?
  A: The IFSC is common to all three systems. Choose NEFT for regular transfers, RTGS for high-value immediate settlement (usually above Rs.2 lakh), and IMPS for instant low-value transfers outside banking hours.
• Q: How can I verify this IFSC before making a payment?
  A: Verify with the beneficiary, call the branch at 9297954506, or check the account details printed on a cheque leaf (IFSC is often displayed) before transferring.
• Q: Are there extra charges for using the IFSC in electronic transfers?
  A: Charges depend on your bank’s tariff and the transfer type. IMPS fees are usually small; RTGS/NEFT charges vary with amount and bank. Ask your bank or check its schedule of charges.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.