Bihar Gramin Bank Belauncha IFSC Code

Belauncha is a branch of Bihar Gramin Bank located in Belauncha village, MadhuBani district, Bihar (PIN 847408). For anyone sending or receiving funds to this branch, the IFSC code is essential. The IFSC (Indian Financial System Code) uniquely identifies the bank branch for electronic fund transfers such as NEFT, RTGS and IMPS. Entering the correct IFSC ensures money is routed to the right branch and account, and avoids failed or delayed transfers.

Branch Details

Merger Update

Bihar Gramin Bank branches previously under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for electronic transfers. The unified IFSC for these merged rural bank branches is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For fund transfers, use only the new IFSC PUNB0MBGB06; any legacy IFSC codes will not work and can cause transaction failure.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments.

• First 4 characters: Bank code (for example, PUNB = Punjab National Bank).
• 5th character: Reserved and is always 0.
• Last 6 characters: Branch identifier. In this case MBGB06 identifies the Belauncha branch under the PNB mapping.

How to Use IFSC Code for NEFT / RTGS / IMPS

• Open your bank’s internet banking, mobile app, or visit the branch counter.
• Select “Add Beneficiary” or “New Payee”.
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC code: PUNB0MBGB06. Verify visually; IFSC errors are a common cause of failed transfers.
• Save beneficiary and complete any bank verification steps (OTP, approval window, etc.).
• Choose the transfer mode:
  • IMPS: Instant and typically available 24×7 for small and medium-value transfers.
  • NEFT: For regular transfers. Most banks now offer NEFT continuously, but confirm timings with your bank.
  • RTGS: For larger, time-sensitive transfers. Check your bank’s threshold and timing rules.
• Confirm the amount and authorise the transaction (OTP/transaction password). Keep the reference number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Prevents misrouting: Ensures funds go to the intended branch and account.
• Saves time: Speeds up beneficiary setup and reduces repeat verification calls.
• Enables multiple payment services: Required for NEFT, RTGS and IMPS transactions.
• Reduces rejection risks: Correct IFSC lowers the chance of failed or returned transfers.
• Useful for digital receipts: Employers, government payments and online platforms often ask for IFSC and account details.

Contact

Branch Phone: 9297954913

Branch Address: Belauncha, MADHUBANI, 847408

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers?

  A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for transactions to this branch.

• Q: What if I enter the wrong IFSC?

  A: If the wrong IFSC maps to an existing branch, funds may go to the wrong account. If no branch matches, the transfer will usually be rejected and returned. Contact your bank immediately if you suspect an error.

• Q: How can I verify this IFSC before sending money?

  A: Verify the IFSC on a recent bank statement, the beneficiary’s cheque leaf, or by calling the branch at 9297954913. The IFSC shown above is PUNB0MBGB06 for Belauncha branch.

• Q: Are NEFT, RTGS and IMPS available round the clock for this branch?

  A: Most banks provide IMPS 24×7 and have extended NEFT/RTGS availability. Confirm with the branch or your bank for any specific timing or cutoff rules that may apply to a particular service.

• Q: What details do I need besides the IFSC to send money?

  A: You need the beneficiary’s full name, bank account number, and the IFSC. For some transfers, an address or purpose may also be required by the sending bank.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.