Bihar Gramin Bank Belwa IFSC Code

The Bihar Gramin Bank branch at Belwa is located in Belwa village, Kishanganj district, Bihar, PIN 855107. This branch serves local residents and small businesses in and around Kishanganj. When you send or receive money through NEFT, RTGS or IMPS, the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures funds route quickly and securely to the intended account.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Belwa
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108141
Branch Address	Belwa, KISHANGANJ, 855107, 9297954412
Contact Number	9297954412
City	KISHANGANJ
District	KISHANGANJ
Reason	ARARIA
Pincode	855107
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank operations. As part of this reorganization, both banks now use a single IFSC code for affected branches: PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For all NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs may fail or be delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to banks in India. The structure is fixed:

• First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
• 5th character = always 0 (reserved for future use).
• Last 6 characters = branch identifier (alphanumeric). In PUNB0MBGB06, MBGB06 identifies the specific branch.

How to Use IFSC Code (NEFT / RTGS / IMPS)

Follow these steps when you transfer funds:

1. Open your bank’s internet banking or mobile app. Or visit the branch if you prefer.
2. Choose the transfer type: NEFT, RTGS or IMPS. Note: RTGS is for large-value transfers (typically ₹2,00,000 and above; check with your bank for current limits).
3. Add a beneficiary. Enter the beneficiary name exactly as per their bank account.
4. Enter the beneficiary account number carefully. Double-check digits; mistakes are common.
5. Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Belwa. Verify spelling and characters.
6. Enter the amount and purpose. For IMPS and many NEFT transfers you can also add a reference or mobile number.
7. Confirm and authenticate the transaction using OTP or other bank-required method.
8. Save the beneficiary if you plan repeat transfers. Always re-check IFSC when saving new beneficiaries.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch and account without manual intervention.
• Makes online fund transfers faster and less error-prone.
• Required for NEFT, RTGS and IMPS transfers—without it the transaction may be blocked.
• Helps customer support locate and track transactions if there is a problem.
• Useful for filling bank forms, setting up electronic mandates, and receiving bulk payments or salaries.

Contact

Branch Phone: 9297954412

Branch Address: Belwa, KISHANGANJ, 855107

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: How can I verify the IFSC for Bihar Gramin Bank Belwa?
  A: Verify the IFSC on a bank cheque leaf, passbook, account statement, or by calling the branch at 9297954412. After the UBGB/DBGB merger, the valid IFSC is PUNB0MBGB06. Always confirm before sending large sums.
• Q: What happens if I enter the wrong IFSC during a transfer?
  A: If the IFSC does not match a valid branch, most systems will reject the transaction. If the IFSC is valid but points to a different branch, the funds could go to a different branch’s account if the account number matches. If you spot an error, contact your bank immediately to block or recall the transfer.
• Q: Are the old UBGB or DBGB IFSC codes usable?
  A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only PUNB0MBGB06 for affected branches. Using revoked codes can cause failures or delays.
• Q: Which transfer method should I use for immediate credit?
  A: IMPS is immediate and available 24×7 for small to medium transfers. NEFT and RTGS are used for routine and high-value transfers; both are available online, but check bank limits and any minimum for RTGS (commonly ₹2,00,000). Confirm timings and limits with your bank.
• Q: What is the difference between IFSC and MICR codes?
  A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearance and features on cheque leaves. For online transfers, IFSC is required; for cheque processing, MICR is used.