BHELAWAR branch of Bihar Gramin Bank is located in Jehanabad district, Bihar (Pincode 804420). This branch serves local customers for deposits, withdrawals, and remittances. For electronic fund transfers like NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC ensures your transfer routes to the right bank and branch. A wrong or missing IFSC can delay the payment or cause the transaction to fail.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BHELAWAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6964 |
| Branch Address | BHELAWAR, Jehanabad, 804420, 7091596964 |
| Contact Number | 7091596964 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804420 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a single sponsorship and now operate transactions using the IFSC code PUNB0MBGB06 under Punjab National Bank. Any old IFSC codes issued under UBGB or DBGB have been revoked. For NEFT, RTGS or IMPS transfers, use only PUNB0MBGB06. Transactions attempted with revoked UBGB/DBGB IFSCs may fail or be delayed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to route electronic payments. The structure is fixed:
- First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
- 5th character = 0 (reserved for future use).
- Last 6 characters = branch identifier (example: MBGB06 identifies the specific branch).
For BHELAWAR branch the IFSC PUNB0MBGB06 decodes as PUNB (bank), 0 (reserved), MBGB06 (branch).
How to Use IFSC Code
- Open your bank’s online portal or mobile app, or visit a branch for offline transfer.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary by entering beneficiary name and account number.
- Enter the IFSC: PUNB0MBGB06. Confirm the spelling and characters (zero, not letter O).
- Select the transfer mode: NEFT (any amount), RTGS (high-value, typically ₹2,00,000 and above — check your bank’s limit), or IMPS (instant, subject to bank limits).
- Enter amount and purpose. Review details carefully.
- Authorize the transfer using OTP, MPIN or the bank’s 2-factor authentication method.
- Save the beneficiary if you will reuse it. Keep the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the right branch.
- Speeds up transfers — fewer delays from mismatched details.
- Required for adding a beneficiary in online banking and apps.
- Helps customer service quickly identify transactions and resolve issues.
- Prevents failed transfers and additional bank charges related to corrections.
Contact
Branch Phone: 7091596964
Branch Address: BHELAWAR, Jehanabad, 804420
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. PUNB0MBGB06 is the valid IFSC for BHELAWAR branch. Old UBGB or DBGB IFSC codes have been revoked. Use this code for NEFT, RTGS and IMPS.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account details, the transfer may fail or be routed incorrectly. If the transaction debits your account, contact your bank immediately with the transaction reference to trace and resolve it.
Q: Can I use NEFT, RTGS and IMPS with the same IFSC?
A: Yes. The IFSC PUNB0MBGB06 works for NEFT, RTGS and IMPS. Choose the transfer method based on urgency and amount.
Q: Is there a minimum or maximum amount for each transfer type?
A: NEFT usually has no minimum. RTGS is intended for high-value transfers and many banks set a minimum around ₹2,00,000 (confirm with your bank). IMPS is instant and subject to the bank’s daily cap (commonly around ₹2,00,000 but check your bank).
Q: How long do NEFT, RTGS and IMPS take?
A: IMPS is instant. NEFT is near real-time with settlements processed continuously; in practice it posts within minutes to a few hours. RTGS posts in real-time for high-value transfers. Timings can vary by bank and operational hours.
Q: How do I confirm the IFSC before sending money?
A: Confirm the IFSC from the beneficiary’s cheque book, bank passbook, or by calling the branch number (7091596964). Always double-check the code before initiating a transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.