BHEWAR SIKARIA is a branch located in Jehanabad district of Bihar (PIN 804454). For anyone sending or receiving money from this branch, the correct IFSC code is essential. Banks use the IFSC for electronic fund transfers via NEFT, RTGS and IMPS. Entering the right IFSC ensures the payment routes to the correct bank and branch and avoids delays or reversals.
Bihar Gramin Bank BHEWAR SIKARIA IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | BHEWAR SIKARIA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7415 |
| Branch Address | BHEWAR SIKARIA, Jehanabad, 804454, 9771464415 |
| Contact Number | 9771464415 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804454 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under a single sponsor bank framework. Both former banks now operate under the IFSC code PUNB0MBGB06 issued under Punjab National Bank (PNB). Old UBGB or DBGB IFSC codes have been revoked. For all electronic transactions (NEFT/RTGS/IMPS) use only PUNB0MBGB06. Transactions attempted with old codes may fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers.
- First 4 characters – Bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character – Always 0 (reserved).
- Last 6 characters – Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s internet banking portal or mobile app. Go to the “Fund Transfer” or “Add Beneficiary” section.
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06. For accuracy, type the full 11 characters.
- Verify the branch name (BHEWAR SIKARIA / Jehanabad) shown by the app after entering IFSC. If the bank name or branch does not match, stop and confirm with the beneficiary.
- Choose the transfer type: NEFT, RTGS or IMPS. Confirm system availability and cut-off times in your bank’s schedule. IMPS is instant; NEFT and RTGS timings can vary by bank.
- Enter amount and any remarks. Confirm charges and transaction limits before authorizing.
- Authenticate the transfer using OTP or your bank’s chosen method. Keep the transaction reference for tracking.
Benefits of Knowing the Correct IFSC
- Ensures funds reach the exact branch and account with no routing errors.
- Reduces the chance of payment delays or returns.
- Required for online beneficiary setup in netbanking and mobile banking.
- Helps customer service trace and resolve failed transfers faster using the IFSC and reference number.
- Enables automated clearing and faster reconciliation between banks.
Contact
Branch Phone: 9771464415
Branch Address: BHEWAR SIKARIA, Jehanabad, 804454
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. Use only PUNB0MBGB06 for electronic transfers to the BHEWAR SIKARIA branch. Old IFSCs tied to UBGB/DBGB have been revoked.
Q: What if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank, the transaction may fail or be returned. In rare cases where the IFSC points to another account, funds could go to the wrong beneficiary. Always verify the IFSC and beneficiary details before confirming.
Q: Where else can I find the IFSC and MICR codes?
A: Check the passbook, cheque leaf (MICR printed on the cheque), account statement, or call the branch number 9771464415. Your bank’s netbanking or mobile app also displays IFSC when adding a beneficiary.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code helps in faster cheque clearing through the clearing house. Use it when you deal with cheque processing, not for online fund transfers.
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to this branch. Check with your bank for any transaction limits, charges and cut-off times.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.