The Bihar Gramin Bank branch at Bhore is located in Gopalganj district of Bihar (Pincode 841426). This branch is used for local deposits, withdrawals and electronic fund transfers. For NEFT, RTGS and IMPS transfers you must provide the correct IFSC code. The IFSC code identifies the bank and the exact branch in the electronic payments network. Using the right IFSC helps the transfer reach the beneficiary quickly and without errors.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | Bhore |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100499 |
| Branch Address | Bhore, GOPALGANJ, 841426, 9297954559 |
| Contact Number | 9297954559 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841426 |
| State | Bihar |
Merger Update
Important: The regional rural banks in Bihar — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been consolidated under Punjab National Bank as part of restructuring. After the merger both banks now operate using a single IFSC code: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only PUNB0MBGB06. Any transfers made using older UBGB or DBGB IFSC codes will not be processed and should be reinitiated with the new code.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a bank branch in electronic payments.
- Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
- Character 5: Reserved and is usually 0.
- Characters 6–11: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 points to the specific branch code.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS or IMPS transfers:
- Get the beneficiary’s bank account number and IFSC code. Verify them from a recent bank document, cheque leaf or the branch.
- Log in to your bank’s netbanking, mobile app or visit the branch for manual transfer.
- Select the transfer type: IMPS for instant, NEFT for batch/retail, RTGS for large-value real-time transfers.
- Add a new beneficiary: enter name, account number, bank name and IFSC PUNB0MBGB06 for Bhore branch.
- Verify the details and confirm. IMPS is processed immediately. NEFT and RTGS are now available 24×7, but processing times may vary by bank rules.
- Save the beneficiary for future transfers once your bank completes the validation (some banks impose a cooling time).
Benefits of Knowing the Correct IFSC
- Accurate routing: Ensures funds reach the intended bank branch quickly.
- Fewer failed transfers: Reduces rejections or delays caused by incorrect branch identification.
- Faster troubleshooting: Banks use IFSC and UTR to trace payments.
- Necessary for automated payments: Payroll, vendor payments and government transfers require IFSC.
- Remote banking: Enables safe transfers without visiting the branch.
Contact
Branch Phone: 9297954559
Branch Address: Bhore, GOPALGANJ, 841426
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Bhore branch transfers?
A: Yes. After the merger the valid IFSC for this branch under Punjab National Bank is PUNB0MBGB06. Old UBGB/DBGB IFSC codes are revoked.
Q: Where can I verify the IFSC before sending money?
A: Verify on the beneficiary’s cheque leaf, passbook, official bank statement or by calling the branch at 9297954559. You can also confirm with your bank’s customer support.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the intended bank/branch, the transfer may fail or be routed incorrectly. The transaction can be delayed while banks trace it. If funds go to the wrong account, reversal depends on cooperation between banks and can take time. Always double-check account number and IFSC.
Q: Are NEFT, RTGS and IMPS available at any time?
A: IMPS is immediate and available 24×7. NEFT and RTGS are also available 24×7 in India now, but final credit timing depends on the receiving bank’s processing and policies.
Q: How is IFSC different from MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing through the cheque clearing system. Both identify banks and branches, but for different systems.
If you need any further details about this branch or help with a specific transfer, call the branch at 9297954559 or the toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.