Bihar Gramin Bank BHUAWAL IFSC Code

When you need to send or receive money digitally from the Bihar Gramin Bank branch in BHUAWAL, Rohtas, Bihar, understanding the Indian Financial System Code (IFSC) is very important. This unique code acts like a digital address for the branch, making sure your funds go to the correct bank and branch. Whether you are using NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), the correct IFSC code is essential for a smooth and secure transaction.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	BHUAWAL
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6901
Branch Address	BHUAWAL, Rohtas, 802213, 9523596901
Contact Number	9523596901
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	802213
State	Bihar

Merger Update

Bihar Gramin Bank was formed through the merger of two other regional rural banks: Madhya Bihar Gramin Bank and Bihar Kshetriya Gramin Bank. The BHUAWAL branch, along with many others, transitioned under this new umbrella. The IFSC code PUNB0MBGB06 is specific to branches that were originally part of Madhya Bihar Gramin Bank, and it is now the official code for these branches under the unified Bihar Gramin Bank, with Punjab National Bank as its sponsor.

It is critical to note that any old IFSC codes previously used by Madhya Bihar Gramin Bank or Bihar Kshetriya Gramin Bank are no longer valid for transactions. To ensure your fund transfers are successful, you must only use the current, unified IFSC code like PUNB0MBGB06 for this branch. Using an outdated code will cause your transaction to fail.

What is IFSC Code?

The IFSC code is a unique 11-character alphanumeric code. It identifies every bank branch in India participating in the electronic funds transfer system. Let’s break down the code PUNB0MBGB06:

• The first four characters, PUNB, identify the bank. In this case, it stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and remains constant across all IFSC codes.
• The last six characters, MBGB06, identify the specific branch. For BHUAWAL, MBGB06 uniquely points to this location.

This structured format ensures that each branch has a distinct digital address for money transfers.

How to Use IFSC Code

You will need the IFSC code whenever you perform an online fund transfer using services like NEFT, RTGS, or IMPS. Here are the general steps:

1. Log in to your banking portal: Access your online banking account or mobile banking app.
2. Select the transfer type: Choose NEFT, RTGS, or IMPS, depending on the urgency and amount of your transfer.
3. Add a new beneficiary: If you are sending money to someone for the first time, you will need to add them as a beneficiary.
4. Enter beneficiary details: You will typically need the beneficiary’s name, account number, bank name (Bihar Gramin Bank), and the branch’s IFSC code (PUNB0MBGB06 for BHUAWAL).
5. Confirm and transfer: Double-check all details, especially the account number and IFSC code, to avoid errors. Then, confirm the transaction.

For example, if you are sending money to an account holder at the Bihar Gramin Bank, BHUAWAL branch, you would enter “Bihar Gramin Bank” as the bank name and “PUNB0MBGB06” as the IFSC code.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or for the recipient’s branch, offers several key advantages:

• It ensures that your electronic fund transfers (NEFT, RTGS, IMPS) reach the correct bank branch without error.
• It helps verify the bank and branch details of a recipient, adding a layer of security to your transactions.
• It speeds up the process of setting up new beneficiaries for online transfers.
• It is mandatory for various online financial services and applications, including some government and investment platforms.
• Having the correct code reduces the chances of transaction failures or delays due to incorrect routing.

Contact Section

For direct inquiries related to the BHUAWAL branch of Bihar Gramin Bank:

• Branch Phone Number: 9523596901
• Branch Address: BHUAWAL, Rohtas, 802213

For general information or assistance with Bihar Gramin Bank:

• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Q1: What is the full form of IFSC?

A: IFSC stands for Indian Financial System Code. It is a unique alphanumeric code used for electronic fund transfers in India.

Q2: Is the IFSC code unique for every bank branch?

A: Yes, each bank branch participating in the electronic funds transfer system has a unique 11-character IFSC code. No two branches will share the exact same code.

Q3: What happens if I use the wrong IFSC code during a transaction?

A: If you enter an incorrect IFSC code, your transaction will likely fail and the funds will not be transferred. In some cases, if the incorrect code corresponds to another valid branch, the funds might be credited to the wrong account. It is crucial to always double-check the IFSC code before confirming a transfer.

Q4: Where can I find the IFSC code for a branch?

A: You can find the IFSC code on your bank’s chequebook, passbook, or account statement. It is also available on the bank’s official website, through online banking portals, and reliable financial information websites.

Q5: Is the IFSC code different for different transaction types like NEFT, RTGS, and IMPS?

A: No, the IFSC code for a specific branch remains the same regardless of whether you are making an NEFT, RTGS, or IMPS transaction. The code identifies the branch, not the type of transfer.