Bihar Gramin Bank BISHUNGANJ IFSC Code

Bihar Gramin Bank, BISHUNGANJ branch is located in BISHUNGANJ, Jehanabad district, Bihar — PIN 804405. This branch serves local residents and businesses in and around Jehanabad. For online or bank-to-bank transfers you must use the correct IFSC code. IFSC ensures your NEFT, RTGS and IMPS transactions route to the exact bank and branch. Using a wrong or obsolete IFSC can delay payments or cause returns.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BISHUNGANJ
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7201
Branch Address	BISHUNGANJ, Jehanabad, 804405, 9771464201
Contact Number	9771464201
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804405
State	Bihar

Merger Update

Important: The regional rural banks in Bihar previously operating as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured. These entities now operate under a single arrangement using Punjab National Bank’s coding. The active IFSC for the merged operations is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked and are no longer valid for NEFT/RTGS/IMPS. Always use the new IFSC PUNB0MBGB06 when transferring funds to this branch.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers.

• First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
• 5th character – always 0 (reserved for future use).
• Last 6 characters – identify the specific branch. Example: in PUNB0MBGB06, MBGB06 is the branch identifier.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers to Bihar Gramin Bank BISHUNGANJ:

• Open your bank’s netbanking, mobile app or visit a branch.
• Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock in most banks but check cut-offs and limits with your bank.)
• Enter beneficiary name exactly as on their account.
• Enter beneficiary account number and IFSC: PUNB0MBGB06.
• Enter amount and payment details. For high-value transfers choose RTGS if required by your bank.
• Verify all details. Confirm and authenticate using OTP/password as required by your bank.
• Save the beneficiary after confirmation if you will pay them again.

Note: Banks may set transaction limits for IMPS and NEFT/RTGS. RTGS is typically used for large-value payments. Confirm limits and charges with your bank.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch without manual intervention.
• Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces returns.
• Prevents delays caused by incorrect bank branch selection.
• Helps reconcile payments: IFSC + MICR + branch code give clear identification.
• Useful for standing instructions, salary credits, vendor payments and e-commerce payouts.

Contact

Branch Phone: 9771464201

Branch Address: BISHUNGANJ, Jehanabad, 804405

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for transfers to BISHUNGANJ?

  A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to Bihar Gramin Bank BISHUNGANJ. Old UBGB/DBGB IFSCs are revoked.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC points to an existing branch, funds may go to a different account or be returned. If the IFSC does not exist, the transaction will usually be rejected. Contact your bank immediately to trace or recall the payment.

• Q: How is MICR different from IFSC?

  A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing physical cheques. IFSC is an 11-character code used for electronic fund transfers. For this branch MICR is 800811002.

• Q: Can I use the branch code alone for transfers?

  A: No. The branch code (7201) is an internal identifier. Electronic transfers require the full IFSC (PUNB0MBGB06) and account number.

• Q: How do I confirm these details before sending money?

  A: Verify with the beneficiary directly or call the branch at 9771464201. For official confirmation, contact the head office toll-free number 18001807777.