Bihar Gramin Bank Bishunpura IFSC Code

Bishunpura branch of Bihar Gramin Bank is located in Bishunpura, Gopalganj district, Bihar (PIN 841407). This IFSC code is required when you transfer funds to or from this branch using NEFT, RTGS or IMPS. The IFSC ensures the payment network routes your transfer to the correct bank and branch. Using the correct IFSC prevents delays, failures, or funds being routed to the wrong branch.

Branch Details

Merger update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their operations were integrated under Punjab National Bank’s system. The consolidated electronic-transfer identifier for the merged branches is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06; older codes will not work and can cause transaction failures or returns.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (unique to each branch, e.g., MBGB06).

So for PUNB0MBGB06 you can read it as: PUNB | 0 | MBGB06. Banks and payment networks use this code to route messages and settlements to the exact branch.

How to use the IFSC code for NEFT, RTGS and IMPS

• Step 1: Collect beneficiary details: full name, bank name, account number, and IFSC (PUNB0MBGB06 for Bishunpura branch).
• Step 2: Log in to your netbanking app, UPI-enabled app, or visit your bank branch/ATM that supports fund transfer.
• Step 3: Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is real-time and available 24×7; NEFT is batch-based though available round the clock at most banks; RTGS is for larger-value transfers—check your bank for value limits and charges.)
• Step 4: Enter beneficiary bank as Punjab National Bank and the IFSC as PUNB0MBGB06. Also enter the exact beneficiary account number and name.
• Step 5: Verify all details on screen—especially account number and IFSC. A wrong IFSC can route or delay the payment.
• Step 6: Confirm the transfer and note the transaction reference / UTR number. Keep it until the beneficiary confirms receipt.

Benefits of knowing the IFSC

• Ensures funds route to the correct branch and account during NEFT/RTGS/IMPS transfers.
• Speeds up verification in beneficiary setup and reduces failed transfers.
• Required for inward credit (employer payments, refunds) and for setting up auto payments in some systems.
• Helps customer support quickly identify the branch in case of disputes; MICR alone is for cheque clearing and isn’t used for electronic routing.
• Makes it safe to share only the necessary banking identifier instead of full branch details when setting up payments.

Contact

Branch phone no: 9297954510

Branch Address: Bishunpura, GOPALGANJ, 841407

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the consolidated IFSC PUNB0MBGB06 for all electronic transactions.

• Q: Where can I find the correct IFSC for this branch?

  A: The IFSC appears on the branch cheque leaf, passbook, account opening documents, and can be confirmed by calling the branch at 9297954510. After a merger, always confirm the current IFSC before initiating a transfer.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9‑digit code used for cheque clearing. Both identify the bank/branch but serve different systems.

• Q: My transfer failed or was returned. Could IFSC be the reason?

  A: Yes. An incorrect IFSC can cause a failure or return. Also ensure the account number and beneficiary name match. If the transaction shows as debited from your account, contact your bank with the transaction reference (UTR) and the beneficiary branch (PUNB0MBGB06).

• Q: Is IFSC case-sensitive when entering it online?

  A: No. IFSC is alphanumeric but banks and payment gateways accept either upper- or lower-case. Still, enter it as printed (upper case) to avoid mistakes.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.