Bihar Gramin Bank, Bundehra branch is located in Bundehra village of Khagaria district, Bihar (Pincode 851212). This branch serves local residents and small businesses in and around Khagaria. For electronic fund transfers—NEFT, RTGS and IMPS—the branch’s IFSC code (PUNB0MBGB06) is essential. The IFSC routes online payments to the correct bank and branch. Using the correct IFSC avoids delays, failed transfers, or funds going to the wrong branch.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bundehra |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3534 |
| Branch Address | Bundehra, Khagaria, 851212, 8102928373 |
| Contact Number | 8102928373 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851212 |
| State | Bihar |
Merger Update
Note on regional rural bank consolidation: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were restructured and consolidated under the Bihar Gramin Bank identity. The consolidated entity now uses the single IFSC code PUNB0MBGB06 mapped to Punjab National Bank for electronic payments. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transactions, use only the new IFSC (PUNB0MBGB06); older IFSC codes will not route funds.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a specific bank branch for electronic transfers. Its structure:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank)
- 5th character: always 0 (reserved)
- Last 6 characters: branch identifier (example: MBGB06 in PUNB0MBGB06)
Example breakdown for this branch: PUNB (bank) + 0 (reserved) + MBGB06 (Bundehra branch code) = PUNB0MBGB06.
How to Use IFSC Code for NEFT / RTGS / IMPS
Follow these steps when making an online transfer to the Bundehra branch:
- Open your bank’s online banking app or website and choose NEFT, RTGS or IMPS depending on speed and amount.
- Select “Add Beneficiary” (or “New Payee”).
- Enter beneficiary details: name, account number, and branch IFSC PUNB0MBGB06. Confirm the city/branch as Khagaria/Bundehra.
- Save the beneficiary. Many banks will perform a validation call or send an OTP for security.
- Initiate the transfer: enter amount, purpose/remarks, and confirm details. Verify IFSC and account number carefully before confirming.
- Authenticate the transaction using OTP, token or UPI PIN as your bank requires.
- Keep the transaction reference or UTR for tracking. For failed or pending transfers, provide the UTR to your bank for reconciliation.
Practical tips:
- For urgent large-value transfers, check whether your bank suggests RTGS for faster clearing and whether there are any minimums or charges.
- IMPS is instant and available 24×7; NEFT is now mostly continuous but may vary by bank; RTGS targets high-value clearing.
- If you’re unsure about the IFSC, verify with the beneficiary or the branch before sending funds.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual routing.
- Speeds up electronic payments—reduces failed or returned transactions.
- Needed to add beneficiaries for bank apps and internet banking.
- Helps customer support trace transactions quickly using IFSC plus UTR or transaction ID.
- Reduces risk of fraud—verifying IFSC with beneficiary helps confirm account details.
Contact
Branch phone: 8102928373
Branch Address: Bundehra, Khagaria, 851212
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for any transfers to the Bundehra/Bihar Gramin Bank branches.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it should be entered exactly as characters and digits (for clarity use uppercase). Typing mistakes or missing characters will cause failures or misrouting.
Q: What should I do if I entered a wrong IFSC but correct account number?
A: If the IFSC resolves to a different branch and the account number exists there, the funds may route to that account. Contact your bank immediately with the transaction UTR. Banks will try to recall the funds, but recovery is not guaranteed without cooperation from the receiving bank and account holder.
Q: How can I verify the IFSC before transferring?
A: Confirm the IFSC with the beneficiary (account holder) or call the branch at 8102928373. You can also verify by checking the bank’s official communications or the branch cheque leaf where IFSC is printed.
Q: Is the IFSC enough for a transfer, or do I need branch address and MICR?
A: For online NEFT/RTGS/IMPS, IFSC plus correct account number and beneficiary name are typically sufficient. MICR or branch address may be asked for record-keeping, but they are not required to route the electronic transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.