The Bihar Gramin Bank branch at Chatar is located in Chatar village, Khagaria district, Bihar (Pincode 851204). This branch handles local retail and rural banking needs. When sending or receiving funds to this branch, you must use the correct IFSC code. The IFSC is essential for electronic fund transfers through NEFT, RTGS and IMPS. It directs the payment to the right bank and branch and prevents failed or misrouted transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Chatar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3510 |
| Branch Address | Chatar, Khagaria, 851204, 8102918675 |
| Contact Number | 8102918675 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851204 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and their branches now operate under a single IFSC code issued under Punjab National Bank. The valid IFSC for this branch is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Do not use any old UBGB/DBGB IFSC codes for transfers. Only the new IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: Bank identifier. Example: PUNB for Punjab National Bank.
- 5th character: Always the numeral 0. It is reserved for future use.
- Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
- Open your bank’s internet banking, mobile app, or visit the branch for a payment request.
- Select the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT/RTGS are now available round-the-clock; banks may set per-transaction limits.)
- Enter beneficiary name exactly as on their account.
- Enter account number of the beneficiary (double-check digits).
- Enter the beneficiary bank’s IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Chatar branch.
- Enter the transfer amount and any remarks. Confirm and authorize using OTP or transaction PIN.
- Save the beneficiary details for future transfers after the first successful payment.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Enables fast electronic transfers via NEFT, RTGS and IMPS.
- Prevents delays or returns caused by incorrect branch routing.
- Makes repeat transfers easier by saving beneficiary details.
- Helps customer service or dispute resolution by giving precise routing information.
Contact
Branch Phone: 8102918675
Branch Address: Chatar, Khagaria, 851204
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free Number: 18001807777
FAQs
Q: Is PUNB0MBGB06 definitely the correct IFSC for Bihar Gramin Bank, Chatar?
A: Yes. The correct and currently valid IFSC for this branch is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transfers. Old UBGB/DBGB codes have been revoked.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the bank and branch of the account number, the transfer can fail or be returned. If the IFSC matches a different branch but the account number belongs to another branch, the receiving bank may still route the funds correctly if the account number uniquely identifies the customer. To avoid delays, always confirm both IFSC and account number.
Q: Are NEFT, RTGS and IMPS available 24×7 for transfers to this branch?
A: NEFT, RTGS and IMPS are available round-the-clock. RTGS is typically used for high-value transfers (minimum ₹2,00,000 as a common threshold, but confirm with your bank). IMPS is instant and best for smaller amounts. Banks may enforce per-transaction limits.
Q: How can I verify this branch IFSC before sending money?
A: Verify the IFSC on the bank-provided cheque leaf, passbook, or by calling the branch at 8102918675. You can also confirm with the bank’s customer care (toll free 18001807777) or check paperwork from Punjab National Bank after the merger.
Q: I have an old UBGB/DBGB IFSC saved. Can I still use it?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for all transactions to this branch. If you are unsure, confirm with the branch before initiating transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.