Bihar Gramin Bank Chharapatti IFSC Code

Bihar Gramin Bank, Chharapatti branch is located in Chharapatti village in Madhubani district of Bihar (PIN 847227). The branch serves local residents and businesses in and around Jhanjharpur. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is essential. The IFSC uniquely identifies the bank and branch in the bank payment system so that funds route correctly and quickly between accounts.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Chharapatti
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100348
Branch Address	Chharapatti, MADHUBANI, 847227, 9297954918
Contact Number	9297954918
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847227
State	Bihar

Merger Update

Note on previous sponsor banks: The regional rural banks that operated under the names Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganised and their operations now use a single IFSC code under Punjab National Bank. The valid IFSC code for this region/branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions, use only the new IFSC code above.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used by the Reserve Bank of India and banks for electronic fund transfers. The structure is:

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Always the numeral 0 (reserved for future use).
• Last 6 characters: Branch identifier. This can be letters, numbers or both (example: MBGB06 in PUNB0MBGB06).

Note: The IFSC and the branch numeric code (for example branch code 100348) are different identifiers. The IFSC’s last six characters map to the specific branch in the electronic payment system.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s netbanking, mobile app or visit the branch for an outward transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS options are typically available online; confirm timings with your bank’s app (NEFT is now broadly available round-the-clock in most banks).
• Enter beneficiary name and bank account number exactly as provided.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Chharapatti branch.
• Enter amount and purpose. For RTGS use for large-value immediate transfers when your bank requires it; use IMPS for instant low-to-medium value transfers and NEFT for regular transfers.
• Verify all details carefully. Confirm and authenticate the transfer with your one-time password (OTP) or netbanking token.
• Save the transaction reference number and check the beneficiary account for credit. If there is a delay, contact your branch with the reference number.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the right bank branch for NEFT/RTGS/IMPS transfers.
• Speed: Correct IFSC reduces failed or delayed transfers.
• Convenience: Enables remote transfers using mobile or netbanking without visiting the branch.
• Verification: Helps verify beneficiary details before transfer and prevent fraud.
• Record keeping: Useful when reconciling bank statements and payment receipts.

Contact

Branch Phone No: 9297954918

Branch Address: Chharapatti, MADHUBANI, 847227

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked. Use only the current IFSC PUNB0MBGB06 for transactions to this branch.

Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different branch, the transfer may route to the wrong branch and fail or be returned. If the IFSC and account number don’t match any valid pair, the transaction usually fails and is refunded. Always verify both IFSC and account number before confirming.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive. However, enter it exactly to avoid typographical errors.

Q: How can I confirm this IFSC before making a large transfer?
A: Confirm by calling the branch at 9297954918 or by checking the bank’s official documents such as a passbook, cheque leaf or the bank’s customer support. If in doubt, transfer a small test amount first.

Q: Which transfer method should I use—NEFT, RTGS or IMPS?
A: Use IMPS for instant, small-to-medium value payments available 24×7. Use NEFT for regular transfers. Use RTGS for high-value immediate transfers if your bank requires RTGS for that amount. Check your bank app for limits and availability.