Bihar Gramin Bank CHHAWAN IFSC Code

The Bihar Gramin Bank CHHAWAN branch is located in Chhawan village in Kaimur (Bhabua) district, Bihar — PIN 821105. For anyone sending money to an account at this branch, the IFSC code is essential. The IFSC (Indian Financial System Code) tells the electronic payment system which bank and branch should receive the funds and is required for NEFT, RTGS and IMPS transfers. Using the correct IFSC speeds processing and prevents failed or delayed transfers.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	CHHAWAN
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6946
Branch Address	CHHAWAN, Kaimur (Bhabua), 821105, 7091596946
Contact Number	7091596946
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821105
State	Bihar

Merger Update

The sponsorship and structure of regional rural banks in Bihar changed after a merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These banks have been integrated and now operate under a single IFSC code issued by Punjab National Bank. The active IFSC for the merged entity is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked and are no longer valid for electronic transfers. Always use the new IFSC PUNB0MBGB06 for transfers to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. Its structure is fixed:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So the IFSC PUNB0MBGB06 means bank = PUNB, reserved = 0, branch = MBGB06. Use the full 11 characters when sending money.

How to Use IFSC Code

Follow these steps to send money to someone at the CHHAWAN branch using NEFT, RTGS or IMPS:

1. Confirm beneficiary details: account name, account number, bank name and IFSC (PUNB0MBGB06), and branch.
2. Log in to your bank’s netbanking portal or mobile app, or visit a branch if you prefer offline banking.
3. Choose transfer type:
   • NEFT — for most transfer amounts (no strict minimum).
   • RTGS — for high-value transfers (typically ₹2 lakh and above; check your bank’s limits).
   • IMPS — instant transfers for small/medium amounts (available 24×7; bank limits apply).
4. Enter beneficiary account number and exactly PUNB0MBGB06 as the IFSC.
5. Enter amount and a payment remark (optional). Verify charges and limits shown by your bank.
6. Review all details carefully. A mismatch between account number and IFSC can lead to failed or delayed credit.
7. Authorize the transfer using OTP, token or UPI PIN, as required.
8. Save the transaction reference for tracking. If the beneficiary does not receive funds within the expected time, contact your bank with this reference.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank and branch.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Reduces the risk of failed transfers and related charges.
• Makes adding beneficiaries in netbanking or mobile apps quick and accurate.
• Helps bank staff locate the branch in case of reconciliation or disputes.

Contact

Branch phone no: 7091596946

Branch Address: CHHAWAN, Kaimur (Bhabua), 821105, 7091596946

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Where can I find the IFSC for the CHHAWAN branch?

  A: The IFSC is printed on cheque leaves and passbooks. For CHHAWAN branch use PUNB0MBGB06. You can also confirm with the branch phone number 7091596946 before transferring.

• Q: I used an old UBGB IFSC. Will my transfer work?

  A: No. Old UBGB or DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06. If you used an old code, contact your bank immediately to trace the transfer and request reversal if needed.

• Q: What happens if I enter the wrong IFSC but the correct account number?

  A: Banks route payments using both IFSC and account number. If IFSC and account number do not match, the transaction may fail and be returned, or it may require manual intervention and take longer. Always verify both details.

• Q: How long do NEFT, RTGS and IMPS transfers take to reach CHHAWAN branch?

  A: IMPS is typically instant (seconds to minutes). NEFT and RTGS settlement times depend on bank systems but are available 24×7; NEFT processes quickly under current RBI timings, and RTGS is for higher value transfers and usually credits immediately once processed. If a transfer is delayed, contact your bank with the transaction reference.

• Q: Who should I contact if funds are not credited?

  A: First contact your remitting bank with the transaction reference. If required, contact the beneficiary branch at 7091596946 or escalate to head office at the given toll-free number 18001807777. Keep transaction receipts and timestamps handy.