Bihar Gramin Bank DAKSHINI IFSC Code

Bihar Gramin Bank DAKSHINI IFSC Code

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Bihar Gramin Bank, DAKSHINI branch is located in Jehanabad district, Bihar (PIN 804408). This IFSC code is required to move funds into or out of accounts at this branch using NEFT, RTGS or IMPS. Entering the correct IFSC ensures your transfer routes to the right bank and branch. A wrong or revoked IFSC can delay or block a transaction and may require manual intervention to recover funds.

Branch Details Table

  • Bank Name: Bihar Gramin Bank
  • Branch Name: DAKSHINI
  • IFSC Code: PUNB0MBGB06
  • MICR Code: 800811002
  • Branch Code: 7568
  • Branch Address: DAKSHINI, Jehanabad, 804408, 7070997568
  • Contact Number: 7070997568
  • City: Jehanabad
  • District: Jehanabad
  • Reason: Patna
  • Pincode: 804408
  • State: Bihar

Merger Update

Bihar Gramin Bank branches previously under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank (PNB). All old UBGB and DBGB IFSC codes have been revoked. For the DAKSHINI branch, use the single, current IFSC code PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions. Any attempts to use legacy IFSC codes will fail or be returned; always confirm the IFSC before initiating a transfer.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

  • First 4 characters identify the bank — for example, PUNB = Punjab National Bank.
  • 5th character is always 0 (reserved).
  • Last 6 characters identify the specific branch — letters or numbers such as MBGB06 in PUNB0MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

  • Open your bank’s internet banking or mobile app and choose Fund Transfer or Add Beneficiary.
  • Enter beneficiary name, account number and the IFSC PUNB0MBGB06. Double-check spelling and digits.
  • Select transfer type: NEFT, RTGS or IMPS. IMPS is immediate and available 24×7; NEFT and RTGS are also available through digital channels—choose RTGS for large-value immediate settlement if your bank prompts you.
  • Verify beneficiary details. Many banks show branch name after you enter IFSC. Confirm it matches DAKSHINI, Jehanabad.
  • Authorize the transfer with OTP, UPI PIN or transaction password as required by your bank.
  • Save the beneficiary only after confirmation. For new beneficiaries, some banks enforce a cooling period (up to a few hours) before transfers are allowed.

Benefits of Knowing the IFSC

  • Ensures electronic transfers go to the correct branch and account.
  • Required field for NEFT, RTGS and IMPS—without it, many channels will block the transfer.
  • Speeds up reconciliation and reduces chances of failed or returned payments.
  • Helps verify beneficiary details—banks display branch name after IFSC entry.
  • Useful for filling forms, salary credits, vendor payments and online bill payments.

Contact

  • Branch phone no: 7070997568
  • Branch Address: DAKSHINI, Jehanabad, 804408, 7070997568
  • Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free no: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

    A: Yes. After the merger and re-banking under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Legacy UBGB/DBGB IFSCs are revoked.

  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC does not match the beneficiary account’s bank/branch, the transfer may fail or be routed to the wrong branch. Failed transactions are usually returned, but recovery can take time and needs bank intervention.

  • Q: Can I use only the branch name to transfer money?

    A: No. You must provide account number and IFSC. Some systems attempt to auto-fill branch from IFSC, but the IFSC is the required identifier for electronic clearing.

  • Q: Is IFSC same as MICR?

    A: No. IFSC is used for electronic funds transfer. MICR (Magnetic Ink Character Recognition) is used mainly for cheque processing and clearing. Both identify bank branches but serve different processes.

  • Q: How do I confirm the IFSC before sending money?

    A: Confirm from an official bank document (passbook or cheque leaf), bank branch, or the bank’s customer care. Also verify that the branch name shown after entering IFSC in your bank’s transfer screen matches DAKSHINI, Jehanabad.

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