Bihar Gramin Bank Dighwa Dubauli IFSC Code

Dighwa Dubauli is a village in Gopalganj district, Bihar (PIN 841409). The local Bihar Gramin Bank branch serves farmers, small businesses and residents in the area. For any electronic fund transfer (NEFT, RTGS, IMPS) you must use the branch IFSC code. The IFSC identifies the bank and the exact branch. Using the correct code ensures your funds route to the intended account without delays or returns.

Branch Details

Merger Update

Bihar Gramin Bank branches previously under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) now operate under Punjab National Bank’s umbrella. The merged branches use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to the Dighwa Dubauli branch, use PUNB0MBGB06 only. Update any saved beneficiary details or standing instructions to avoid failed transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used by RBI for online payment routing. The structure is:

• First 4 characters — alphabetic; identify the bank (for example, “PUNB” = Punjab National Bank).
• 5th character — always “0” (reserved for future use).
• Last 6 characters — alphanumeric; identify the specific branch (for example, “MBGB06”).

So in PUNB0MBGB06, “PUNB” is the bank, “0” is the reserved digit, and “MBGB06” points to the branch mapping used by the bank.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s netbanking app or mobile banking. Select fund transfer and then the mode (NEFT/RTGS/IMPS).
• Choose to add a new beneficiary. Enter the beneficiary name exactly as on their account.
• Enter the beneficiary account number. Double-check digits; even one wrong digit causes failure or a credit to the wrong account.
• Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Dighwa Dubauli branch.
• Enter the beneficiary bank name and branch if prompted (Punjab National Bank / Dighwa Dubauli). Some apps populate these after IFSC entry—verify they match.
• Save the beneficiary. The bank may take a short verification hold or OTP approval before you can send money.
• Initiate the transfer selecting amount and purpose. Keep the transaction reference for tracking.
• For urgent same-day high-value transfers, choose RTGS (if amount meets your bank’s RTGS threshold). For immediate small value transfers use IMPS. NEFT is suited for standard electronic transfers and is reliable for routine payments.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Prevents declined or returned transfers due to incorrect routing.
• Needed to add beneficiaries in internet banking and mobile apps.
• Used for electronic payments like salary credits, vendor payments, and bill payments.
• Helps verify cheques using the MICR code alongside IFSC for clearing.

Contact

• Branch phone no: 9297954526
• Branch address: Dighwa Dubauli, GOPALGANJ, 841409
• Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll free no: 18001807777

FAQs

• Q: Can I use any old UBGB or DBGB IFSC for transfers to Dighwa Dubauli?
  A: No. Old UBGB/DBGB IFSC codes are revoked after the merger. Use the new IFSC PUNB0MBGB06 for all electronic transfers.
• Q: If I enter the wrong IFSC but correct account number, will the money still reach the beneficiary?
  A: It depends. Systems route primarily by IFSC and account number. A mismatched IFSC may cause the transfer to fail or be returned. Always use the exact IFSC and re-check the account number.
• Q: Is IMPS faster than NEFT and RTGS?
  A: IMPS is instantaneous and available 24×7 for small-to-moderate amounts. NEFT is reliable for routine transfers. RTGS is for high-value, faster settlement. Check your bank’s limits and charges.
• Q: What is the MICR code used for?
  A: MICR (here 800811002) is used for cheque clearing through the clearing system. It helps processing centers identify the bank and branch for physical cheque settlement.
• Q: Where can I update beneficiary details if I changed bank details?
  A: Update beneficiaries in your netbanking or mobile app. For standing instructions or automated payroll, inform the payer or employer with the new IFSC and account details to avoid failed credits.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.