Bihar Gramin Bank Domahata IFSC Code

Domahata branch of Bihar Gramin Bank is located in Domahata, Gopalganj district, Bihar (PIN 841428). For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is the key code that identifies this specific branch on the banking network. Entering the correct IFSC ensures your payment is routed to the right branch and account, avoids delays, and prevents failed or returned transactions.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganized and now operate under the single IFSC code PUNB0MBGB06, routed through Punjab National Bank (PNB). Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS or IMPS transactions to branches that formerly used UBGB/DBGB codes, use only PUNB0MBGB06. Transactions sent to old/ revoked IFSC codes will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic payments. Structure:

• First 4 characters = bank identifier. Example: PUNB = Punjab National Bank.
• 5th character = reserved and is always 0 (zero).
• Last 6 characters = branch identifier (can be letters, numbers, or both) that points to the specific branch. Example: in PUNB0MBGB06, MBGB06 denotes the branch entry on the PNB/ sponsor bank network.

Note: The IFSC’s last six characters identify the branch within the bank’s electronic routing system; they do not always match the branch code number printed separately (here branch code = 100507).

How to Use IFSC Code

1. Open your bank’s netbanking, mobile banking app, or visit the branch for offline transfer.
2. Choose the transfer type: NEFT, RTGS, or IMPS. (IMPS and NEFT are generally used for retail transfers; RTGS is used for large-value immediate transfers.)
3. Add a new beneficiary if needed. Enter the beneficiary name, account number, and the beneficiary bank branch IFSC exactly as PUNB0MBGB06.
4. Verify the beneficiary details (banks usually show the branch name after you enter IFSC). Confirm with the beneficiary if unsure.
5. Authorize the transaction with OTP / token / netbanking credentials. For NEFT/RTGS the bank will process per settlement rules; IMPS transfers are immediate.
6. Keep transaction reference/UTR for tracking. If a transfer fails because of wrong IFSC, the funds will typically be returned to the origin account after processing delays.

Benefits of Knowing the IFSC

• Accurate routing: ensures payments reach Domahata branch (PUNB0MBGB06) and the intended account.
• Saves time: correct IFSC prevents failed transfers and return-related delays.
• Required for online forms: necessary field in netbanking, employer salary mandates, tax refunds and invoices.
• Helps verify beneficiary: banks display branch name after IFSC entry, letting you confirm before transfer.
• Useful for reconciliation: orgs record IFSC and MICR (800811002) for clearing and auditing.

Contact

Branch Phone: 9297954507

Branch Address: Domahata, GOPALGANJ, 841428

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?

  A: No. Old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for successful electronic transfers to this branch.

• Q: Where else can I find the branch IFSC and MICR?

  A: IFSC is printed on cheque leaves or account statements, and you can confirm the IFSC with the branch phone (9297954507) before transferring. MICR for cheque clearing is 800811002.

• Q: What happens if I enter a wrong IFSC?

  A: If IFSC does not match any active branch code on the network, the transfer will usually fail and the funds will be returned after reconciliation. If IFSC matches a different branch but account number belongs to someone else, the money could be credited to an unintended recipient. Always double-check IFSC and account number.

• Q: Is IFSC used for both NEFT and IMPS?

  A: Yes. IFSC is required for NEFT, RTGS and IMPS transfers to identify the beneficiary branch. For UPI transfers you typically use a VPA (virtual payment address) instead, which does not require IFSC.

• Q: What is the difference between IFSC and MICR?

  A: IFSC (11 characters) routes electronic transfers to a specific branch. MICR is a 9-digit code used by clearing houses to speed up cheque processing and is printed in special magnetic ink; for this branch the MICR is 800811002.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.