Bihar Gramin Bank DULHINBAZAR IFSC Code

When you need to send or receive money electronically in DULHINBAZAR, a town in the Patna district of Bihar, understanding the Indian Financial System Code (IFSC) is very important. This unique code acts like a digital address for bank branches, ensuring your funds go to the correct place safely and quickly. Whether you’re making a transfer through NEFT, RTGS, or IMPS, the IFSC code is a crucial piece of information that guarantees a smooth transaction.

Branch Details

Here are the key details for the Bihar Gramin Bank DULHINBAZAR branch:

Bank Name	Bihar Gramin Bank
Branch Name	DULHINBAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7314
Branch Address	DULHINBAZAR, Patna, 801102, 9771464314
Contact Number	9771464314
City	Patna
District	Patna
Reason	PATNA
Pincode	801102
State	Bihar

Merger Update

Bihar Gramin Bank, like many regional rural banks (RRBs) in India, has undergone a consolidation process. It is now sponsored by Punjab National Bank (PNB). This means that for all electronic fund transfers, Bihar Gramin Bank branches, including DULHINBAZAR, use a unified IFSC code structure that reflects its sponsorship by PNB. The IFSC code PUNB0MBGB06 shows this connection, as “PUNB” stands for Punjab National Bank.

If you previously used an IFSC code for Bihar Gramin Bank that was different from this new structure (for instance, one that didn’t start with “PUNB”), those old codes are no longer valid for transactions. Always use the current and unified IFSC code PUNB0MBGB06 to ensure your money transfers are successful.

What is IFSC Code?

The IFSC Code stands for the Indian Financial System Code. It is an 11-character alphanumeric code used to identify all bank branches involved in online money transfers. This code is crucial for electronic payment systems like NEFT, RTGS, and IMPS.

The 11 characters have a specific structure:

• The first four characters represent the bank’s identifier. For example, in PUNB0MBGB06, “PUNB” identifies Punjab National Bank.
• The fifth character is always a zero (0). This character is reserved for future use and acts as a control character.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” uniquely points to the DULHINBAZAR branch of Bihar Gramin Bank.

Knowing this structure helps you quickly identify the bank and branch associated with any IFSC code.

How to Use IFSC Code

Using the IFSC code correctly is essential for any electronic fund transfer. Here’s a step-by-step guide for NEFT, RTGS, and IMPS transactions:

1. Log in: Access your net banking portal or mobile banking app.
2. Select Transfer Type: Choose the type of transfer you want to make (NEFT, RTGS, or IMPS).
3. Add Beneficiary: If you’re sending money to a new recipient, you’ll need to add them as a beneficiary.
4. Enter Beneficiary Details: Provide the following information accurately:
   • Beneficiary Name (the recipient’s full name)
   • Beneficiary Account Number
   • Confirm Beneficiary Account Number
   • Bank Name (Bihar Gramin Bank)
   • IFSC Code (PUNB0MBGB06 for DULHINBAZAR branch)
   • Branch Name (DULHINBAZAR)
5. Enter Amount: Specify the amount you wish to transfer.
6. Add Remarks (Optional): Include a short note about the purpose of the transfer.
7. Review and Confirm: Carefully review all details before confirming the transaction. Incorrect details, especially the IFSC code or account number, can lead to failed transactions or funds being sent to the wrong account.

Once confirmed, the funds will be transferred according to the chosen transfer method’s processing times.

Benefits of Knowing IFSC Code

Knowing the correct IFSC code offers several benefits for your financial transactions:

• Unique Identification: Each bank branch has a unique IFSC code, preventing confusion and ensuring money reaches the intended destination.
• Secure Transactions: It adds a layer of security, as funds are routed through a specific, verified banking channel.
• Speed and Efficiency: Facilitates quick processing of NEFT, RTGS, and IMPS transactions, allowing for near real-time or same-day fund transfers.
• Reduced Errors: By providing a precise digital address, it significantly reduces the chances of manual errors that could occur with physical forms or incorrect branch details.
• Nationwide Transfers: Enables seamless electronic money transfers between different banks and branches across India.

Contact Section

For any banking inquiries or assistance, you can reach out to Bihar Gramin Bank through the following contacts:

DULHINBAZAR Branch Contact:

• Phone Number: 9771464314
• Branch Address: DULHINBAZAR, Patna, 801102, Bihar

Bihar Gramin Bank Head Office:

• Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

Here are some frequently asked questions about the IFSC code for Bihar Gramin Bank, DULHINBAZAR branch:

Q1: What is the IFSC code for Bihar Gramin Bank DULHINBAZAR branch?
A1: The IFSC code for the Bihar Gramin Bank DULHINBAZAR branch is PUNB0MBGB06.

Q2: Why does the IFSC code PUNB0MBGB06 start with “PUNB”?
A2: The “PUNB” in the IFSC code indicates that Bihar Gramin Bank is sponsored by Punjab National Bank. This unified code structure is used for electronic transactions across its branches, including DULHINBAZAR, reflecting this sponsorship.

Q3: Can I use an old IFSC code for Bihar Gramin Bank DULHINBAZAR branch?
A3: No, it is crucial to use the current and unified IFSC code PUNB0MBGB06 for all electronic fund transfers. Any old or different IFSC codes for Bihar Gramin Bank are likely no longer valid and could cause your transactions to fail.

Q4: What types of transactions require an IFSC code?
A4: An IFSC code is required for all electronic fund transfer methods, including National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).

Q5: Is the MICR code also important for bank transactions?
A5: Yes, the MICR (Magnetic Ink Character Recognition) code is important, primarily for clearing physical cheques. It’s an 9-digit code found at the bottom of a cheque leaf and helps in processing cheque payments quickly and efficiently. While not needed for online NEFT/RTGS/IMPS, it’s vital for cheque-based transactions.