Bihar Gramin Bank Gogri IFSC Code

Gogri branch of Bihar Gramin Bank is located in Gogri village, Khagaria district, Bihar — PIN 851202. This branch uses the IFSC code for electronic fund transfers. The IFSC code is required for NEFT, RTGS and IMPS transactions. Entering the correct IFSC ensures your funds route to the right bank and branch and helps avoid delays or failed transfers.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Gogri
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3529
Branch Address	Gogri, Khagaria, 851202, 8102918692
Contact Number	8102918692
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	851202
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. All former UBGB and DBGB branches now operate under the single IFSC code PUNB0MBGB06 assigned to Punjab National Bank. The old UBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS transfers to this branch. Transactions attempted with old IFSC codes may fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 refers to the specific branch code.

So, in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = Gogri branch code. Always confirm IFSC from a printed source (cheque book leaf, bank passbook) or by calling the branch.

How to Use IFSC Code

1. Choose transfer type: Select NEFT, RTGS or IMPS in your bank app or internet banking. RTGS is intended for large-value transfers; typically the minimum is around ₹2,00,000, but confirm with your bank.
2. Add beneficiary: Provide beneficiary name and account number exactly as given by the recipient.
3. Enter IFSC: Type PUNB0MBGB06 for Bihar Gramin Bank, Gogri branch. Double-check each character — a single wrong character can route the payment incorrectly or cause failure.
4. Enter amount and remarks: Add any reference or reason for payment. Verify limits — IMPS is instant and available 24×7 for smaller amounts; NEFT/RTGS are now largely 24×7 but individual bank cut-offs or limits may apply.
5. Confirm and authenticate: Review details (name, account, IFSC, amount). Authorize the transfer using OTP, token or netbanking credentials as required.
6. Save beneficiary: Most banks allow saving the beneficiary for future transfers after an activation period (often a few hours). Ensure you complete any validation step your bank requires.

Tip: When in doubt, call the branch at the listed contact number to verify the IFSC and account details before sending large amounts.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the correct bank branch.
• Faster transfers: Required for NEFT, RTGS and IMPS so transactions process without manual intervention.
• Error reduction: Using the correct IFSC reduces failed or returned transfers.
• Convenience: You can add beneficiaries and automate future transfers.
• Reconciliation: IFSC and branch code help in accounting and tracking incoming payments.

Contact

Branch Phone: 8102918692

Branch Address: Gogri, Khagaria, 851202

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Gogri branch?
A: Yes. Since the merger and reorganization under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for this branch. Old UBGB or DBGB IFSCs are revoked.

Q: Can I use IFSC for mobile UPI transfers?
A: UPI uses virtual payment addresses (VPAs) rather than IFSC. For bank-to-bank transfers via NEFT/RTGS/IMPS you must use the IFSC. Some IMPS flows allow account+IFSC entry from mobile banking.

Q: What happens if I enter a wrong IFSC?
A: A wrong IFSC can cause the transfer to fail or be routed to a different branch. If routed incorrectly, recovery requires coordination between sending and receiving banks and may take time. Always verify before sending funds.

Q: Where else can I find the correct IFSC?
A: Confirm IFSC on your cheque leaf, bank passbook, account statement, or by calling the branch phone number given above. Banks’ official customer service or the branch counter can verify it.

Q: Are NEFT/RTGS/IMPS available 24×7?
A: RBI has enabled 24×7 functionality for NEFT and RTGS; IMPS has been 24×7 for years. However, individual banks may apply transaction limits, maintenance windows, or other constraints. Check with your bank for exact timings and limits.